{"id":5663,"date":"2025-01-01T11:37:00","date_gmt":"2025-01-01T04:37:00","guid":{"rendered":"https:\/\/vn-test.alphaloan.co\/blog\/?p=5663"},"modified":"2026-04-17T10:02:23","modified_gmt":"2026-04-17T03:02:23","slug":"so-sanh-lai-suat-vay-ngan-hang","status":"publish","type":"post","link":"https:\/\/vn.alphaloan.co\/blog\/so-sanh-lai-suat-vay-ngan-hang\/","title":{"rendered":"So S\u00e1nh L\u00e3i Su\u1ea5t Vay Ng\u00e2n H\u00e0ng M\u1edbi Nh\u1ea5t Th\u00e1ng 04\/2026"},"content":{"rendered":"\r\n

L\u00e3i su\u1ea5t cho vay c\u00f3 l\u1ebd l\u00e0 m\u1ed9t trong nh\u1eefng y\u1ebfu t\u1ed1 quan tr\u1ecdng nh\u1ea5t \u0111\u1ec3 kh\u00e1ch h\u00e0ng \u0111\u01b0a ra l\u1ef1a ch\u1ecdn vay v\u1ed1n \u1edf ng\u00e2n h\u00e0ng n\u00e0o. Tham kh\u1ea3o b\u00e0i so s\u00e1nh l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng c\u1ee7a AlphaLoan<\/a> d\u01b0\u1edbi \u0111\u00e2y \u0111\u1ec3 c\u00f3 \u0111\u01b0\u1ee3c c\u00e1i nh\u00ecn t\u1ed5ng quan v\u1ec1 th\u1ecb tr\u01b0\u1eddng vay v\u1ed1n n\u01b0\u1edbc ta hi\u1ec7n nay nh\u00e9!<\/em><\/p>\r\n

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1. So s\u00e1nh l\u00e3i su\u1ea5t vay m\u1edbi nh\u1ea5t c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng t\u1ea1i Vi\u1ec7t Nam<\/h2>\r\n

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1.1. L\u00e3i su\u1ea5t cho vay c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng n\u1ed9i \u0111\u1ecba<\/h3>\r\n

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Nh\u00ecn chung l\u00e3i su\u1ea5t cho vay trung b\u00ecnh c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng n\u1ed9i \u0111\u1ecba giao \u0111\u1ed9ng \u1edf m\u1ee9c t\u1eeb 6% \u0111\u1ebfn 24% m\u1ed7i n\u0103m. Con s\u1ed1 n\u00e0y s\u1ebd thay \u0111\u1ed5i t\u00f9y theo h\u00ecnh th\u1ee9c vay v\u1ed1n, m\u1ee5c \u0111\u00edch vay v\u1ed1n v\u00e0 c\u00e1c ch\u00ednh s\u00e1ch, \u01b0u \u0111\u00e3i c\u1ee7a ng\u00e2n h\u00e0ng cho vay. M\u1ee9c l\u00e3i su\u1ea5t cho vay ng\u00e2n h\u00e0ng hi\u1ec7n nay c\u1ee5 th\u1ec3 \u0111\u01b0\u1ee3c li\u1ec7t k\u00ea nh\u01b0 b\u1ea3ng d\u01b0\u1edbi \u0111\u00e2y:<\/p>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n
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Ng\u00e2n h\u00e0ng<\/b><\/span><\/p>\r\n<\/td>\r\n

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L\u00e3i su\u1ea5t vay t\u00edn ch\u1ea5p\u00a0<\/b><\/span><\/p>\r\n<\/td>\r\n

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L\u00e3i su\u1ea5t vay th\u1ebf ch\u1ea5p\u00a0<\/b><\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

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Agribank<\/span><\/p>\r\n<\/td>\r\n

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7.0% \u2013 17%\/n\u0103m<\/span><\/p>\r\n<\/td>\r\n

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6.5% \u2013 7.5%\/n\u0103m<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

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Techcombank<\/span><\/p>\r\n<\/td>\r\n

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12.9% \u2013 16%\/n\u0103m<\/span><\/p>\r\n<\/td>\r\n

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6% \u2013 12.99%\/n\u0103m<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

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BVBank<\/span><\/p>\r\n<\/td>\r\n

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14% \u2013 20%\/n\u0103m<\/span><\/p>\r\n<\/td>\r\n

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6.9% \u2013 8.6%\/n\u0103m<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

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ACB<\/span><\/p>\r\n<\/td>\r\n

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12.5% \u2013 20%\/n\u0103m<\/span><\/p>\r\n<\/td>\r\n

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6.9% \u2013 12%\/n\u0103m<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

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TPBank<\/span><\/p>\r\n<\/td>\r\n

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8.7% \u2013 17%\/n\u0103m<\/span><\/p>\r\n<\/td>\r\n

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6.4% \u2013 12.03%\/n\u0103m<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

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HDBank<\/span><\/p>\r\n<\/td>\r\n

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13% \u2013 24%\/n\u0103m<\/span><\/p>\r\n<\/td>\r\n

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6.6% \u2013 10.6%\/n\u0103m<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

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Sacombank<\/span><\/p>\r\n<\/td>\r\n

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9.6 %\u2013 18%\/n\u0103m<\/span><\/p>\r\n<\/td>\r\n

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7.49% \u2013 12%\/n\u0103m<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

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VIB<\/span><\/p>\r\n<\/td>\r\n

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16% \u2013 18%\/n\u0103m<\/span><\/p>\r\n<\/td>\r\n

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7.8% \u2013 11.4%\/n\u0103m<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

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SHB<\/span><\/p>\r\n<\/td>\r\n

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8.5% \u2013 17%\/n\u0103m<\/span><\/p>\r\n<\/td>\r\n

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6.99% \u2013 10%\/n\u0103m<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

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OCB<\/span><\/p>\r\n<\/td>\r\n

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T\u1eeb 20,2%\/n\u0103m<\/span><\/p>\r\n<\/td>\r\n

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5.99% \u2013 9.5%\/n\u0103m<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

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MSB<\/span><\/p>\r\n<\/td>\r\n

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9.6% \u2013 18%\/n\u0103m<\/span><\/p>\r\n<\/td>\r\n

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5.99% \u2013 9.1%\/n\u0103m<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

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Vietcombank<\/span><\/p>\r\n<\/td>\r\n

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10.8% \u2013 14.4%\/n\u0103m<\/span><\/p>\r\n<\/td>\r\n

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7%\u2013 9%\/n\u0103m<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

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Vietinbank<\/span><\/p>\r\n<\/td>\r\n

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9.6%\/n\u0103m<\/span><\/p>\r\n<\/td>\r\n

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7.7% \u2013 8.5%\/n\u0103m<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

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B\u1ea3n Vi\u1ec7t<\/span><\/p>\r\n<\/td>\r\n

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14.9% \u2013 20.5%\/n\u0103m<\/span><\/p>\r\n<\/td>\r\n

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8.49% \u2013 14.8%\/n\u0103m<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

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BIDV<\/span><\/p>\r\n<\/td>\r\n

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11.9%\/n\u0103m<\/span><\/p>\r\n<\/td>\r\n

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7% \u2013 9%\/n\u0103m<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

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MB Bank<\/span><\/p>\r\n<\/td>\r\n

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12.5% \u2013 20%\/n\u0103m<\/span><\/p>\r\n<\/td>\r\n

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6%\u2013 9.5%\/n\u0103m<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

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VPBank<\/span><\/p>\r\n<\/td>\r\n

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14% – 20%\/n\u0103m<\/span><\/p>\r\n<\/td>\r\n

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6.9%-12.3%\/n\u0103m<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n

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\n
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\n

G\u1eb7p nhi\u1ec1u tr\u1edf ng\u1ea1i khi vay v\u1ed1n?<\/strong>
Kh\u00f4ng bi\u1ebft vay g\u00f3i n\u00e0o ph\u00f9 h\u1ee3p?<\/strong>
AlphaLoan c\u00f3 th\u1ec3 h\u1ed7 tr\u1ee3 b\u1ea1n t\u00ecm kho\u1ea3n vay t\u1ed1i \u01b0u v\u1edbi t\u1ef7 l\u1ec7 duy\u1ec7t cao, gi\u00fap b\u1ea1n ti\u1ebft ki\u1ec7m th\u1eddi gian c\u1ee7a m\u00ecnh.
1000+ KH\u00c1CH H\u00c0NG H\u00c0I L\u00d2NG <\/strong>\ud83d\udcaf<\/p><\/div><\/div><\/div>\n\n\n\n

\u2192 Xem th\u00f4ng tin <\/div><\/a><\/div>
\u2192 T\u01b0 v\u1ea5n tr\u1ef1c ti\u1ebfp<\/div><\/a><\/div><\/div><\/div><\/div>\n<\/div>\n\n\n\n
\n
\"\"\/<\/div><\/figure><\/div><\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div>\n\r\n\r\n<\/p>\r\n

1.2. L\u00e3i su\u1ea5t cho vay c\u1ee7a ng\u00e2n h\u00e0ng v\u1ed1n \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i<\/h3>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n
Ng\u00e2n h\u00e0ng<\/strong><\/span><\/td>\r\nL\u00e3i su\u1ea5t vay t\u00edn ch\u1ea5p\u00a0<\/strong><\/span><\/td>\r\nL\u00e3i su\u1ea5t vay th\u1ebf ch\u1ea5p <\/strong><\/span><\/td>\r\n<\/tr>\r\n
Hong Leong<\/span><\/td>\r\n9% \u2013 12%\/n\u0103m<\/span><\/td>\r\n6.49%\/n\u0103m<\/span><\/td>\r\n<\/tr>\r\n
HSBC<\/span><\/td>\r\nt\u1eeb 15.99%\/n\u0103m<\/span><\/td>\r\n6.49%\/n\u0103m<\/span><\/td>\r\n<\/tr>\r\n
Public Bank<\/span><\/td>\r\nT\u1eeb 7%\/n\u0103m<\/span><\/td>\r\n8%\/n\u0103m<\/span><\/td>\r\n<\/tr>\r\n
Shinhan<\/span><\/td>\r\n8.4% \u2013 13.2%\/n\u0103m<\/span><\/td>\r\n7.7%\/n\u0103m<\/span><\/td>\r\n<\/tr>\r\n
Standard Chartered<\/span><\/td>\r\n17% \u2013 18%\/n\u0103m<\/span><\/td>\r\n6.49%\/n\u0103m<\/span><\/td>\r\n<\/tr>\r\n
UOB<\/span><\/td>\r\n13%\/n\u0103m<\/span><\/td>\r\n8.7%\/n\u0103m<\/span><\/td>\r\n<\/tr>\r\n
Woori<\/span><\/td>\r\nT\u1eeb 6%\/n\u0103m<\/span><\/td>\r\n7%\/n\u0103m<\/span><\/td>\r\n<\/tr>\r\n
Citibank<\/span><\/td>\r\n14.76% \u2013 20.96%\/n\u0103m<\/span><\/td>\r\n18%\/n\u0103m<\/span><\/td>\r\n<\/tr>\r\n
ANZ<\/span><\/td>\r\n13.43%\/n\u0103m<\/span><\/td>\r\n6.5% \u2013 8%\/n\u0103m<\/span><\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n

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*L\u01b0u \u00fd: <\/strong>Nh\u1eefng b\u1ea3ng so s\u00e1nh tr\u00ean ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o, kh\u00f4ng ph\u1ea3i l\u00e0 l\u00e3i su\u1ea5t ch\u00ednh th\u1ee9c khi k\u00fd h\u1ee3p \u0111\u1ed3ng vay v\u1ed1n v\u1edbi ng\u00e2n h\u00e0ng.<\/p>\r\n

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2. T\u1ed5ng h\u1ee3p c\u00e1c h\u00ecnh th\u1ee9c cho vay c\u1ee7a ng\u00e2n h\u00e0ng<\/h2>\r\n

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\u1ede th\u1eddi \u0111i\u1ec3m hi\u1ec7n t\u1ea1i, c\u00f3 4 h\u00ecnh th\u1ee9c cho vay ph\u1ed5 bi\u1ebfn \u0111ang \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng \u00e1p d\u1ee5ng nh\u01b0 sau:<\/p>\r\n

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2.1. Vay t\u00edn ch\u1ea5p<\/h3>\r\n

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L\u00e0 h\u00ecnh th\u1ee9c h\u00ecnh vay v\u1ed1n d\u1ef1a tr\u00ean uy t\u00edn c\u1ee7a ng\u01b0\u1eddi \u0111i vay. Ng\u00e2n h\u00e0ng s\u1ebd \u0111\u00e1nh gi\u00e1 n\u0103ng l\u1ef1c t\u00e0i ch\u00ednh c\u1ee7a ng\u01b0\u1eddi vay d\u1ef1a tr\u00ean thu nh\u1eadp hi\u1ec7n t\u1ea1i v\u00e0 l\u1ecbch s\u1eed t\u00edn d\u1ee5ng \u0111\u1ec3 \u0111\u01b0a ra h\u1ea1n m\u1ee9c cho vay ph\u00f9 h\u1ee3p. H\u1ea1n m\u1ee9c vay t\u00edn ch\u1ea5p kh\u00f4ng l\u1edbn, ch\u1ec9 n\u1eb1m trong kho\u1ea3ng t\u1eeb v\u00e0i ch\u1ee5c \u0111\u1ebfn v\u00e0i tr\u0103m tri\u1ec7u v\u1edbi th\u1eddi h\u1ea1n vay t\u1ed1i \u0111a \u1edf m\u1ee9c 60 th\u00e1ng.<\/p>\r\n

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2.2. Vay th\u1ebf ch\u1ea5p<\/h3>\r\n

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\u0110\u00e2y l\u00e0 h\u00ecnh th\u1ee9c vay truy\u1ec1n th\u1ed1ng \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u01b0\u1eddi bi\u1ebft nh\u1ea5t v\u00e0 c\u0169ng \u0111\u01b0\u1ee3c xem l\u00e0 h\u00ecnh th\u1ee9c vay c\u00f4ng b\u1eb1ng nh\u1ea5t. Kh\u00e1ch h\u00e0ng c\u1ea7n vay v\u1ed1n s\u1ebd ph\u1ea3i th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n c\u00f3 gi\u00e1 tr\u1ecb cao l\u00e0m \u0111i\u1ec1u ki\u1ec7n b\u1ea3o \u0111\u1ea3m cho kho\u1ea3n vay, \u01b0u \u0111i\u1ec3m c\u1ee7a h\u00ecnh th\u1ee9c vay n\u00e0y l\u00e0 h\u1ea1n m\u1ee9c vay cao, th\u1eddi h\u1ea1n vay r\u1ea5t d\u00e0i c\u00f3 th\u1ec3 l\u00ean \u0111\u1ebfn 25 n\u0103m v\u1edbi l\u00e3i su\u1ea5t h\u1ee3p l\u00fd.<\/p>\r\n

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2.3. Vay tr\u1ea3 g\u00f3p<\/h3>\r\n

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Vay tr\u1ea3 g\u00f3p l\u00e0 h\u00ecnh th\u1ee9c vay \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng khi kh\u00e1ch h\u00e0ng c\u00f3 nhu c\u1ea7u mua s\u1ea3n ph\u1ea9m c\u00f3 gi\u00e1 tr\u1ecb cao nh\u01b0 xe c\u1ed9, m\u00e1y t\u00ednh, \u0111i\u1ec7n tho\u1ea1i… nh\u01b0ng ch\u01b0a \u0111\u1ee7 kh\u1ea3 n\u0103ng chi tr\u1ea3 trong m\u1ed9t l\u1ea7n. Kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 l\u00e0m vi\u1ec7c v\u1edbi ng\u00e2n h\u00e0ng \u0111\u1ec3 l\u1ef1a ch\u1ecdn g\u00f3i vay c\u00f3 th\u1eddi h\u1ea1n v\u00e0 l\u00e3i su\u1ea5t ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u ti\u00eau d\u00f9ng v\u00e0 chi tr\u1ea3 c\u1ee7a b\u1ea3n th\u00e2n.<\/p>\r\n

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2.4. Vay th\u1ea5u chi<\/h3>\r\n

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Vay th\u1ea5u chi l\u00e0 h\u00ecnh th\u1ee9c vay \u0111\u01b0\u1ee3c kh\u00e1 \u00edt ng\u01b0\u1eddi d\u00f9ng bi\u1ebft \u0111\u1ebfn. Khi s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 vay th\u1ea5u chi ng\u01b0\u1eddi vay c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng s\u1ed1 ti\u1ec1n v\u01b0\u1ee3t qu\u00e1 s\u1ed1 ti\u1ec1n t\u1ed1i \u0111a \u0111ang c\u00f3 trong t\u00e0i kho\u1ea3n. C\u00e1ch x\u00e9t duy\u1ec7t kho\u1ea3n vay th\u1ea5u chi kh\u00e1 t\u01b0\u01a1ng \u0111\u1ed3ng v\u1edbi vay t\u00edn ch\u1ea5p, ng\u00e2n h\u00e0ng c\u0169ng s\u1ebd \u0111\u00e1nh gi\u00e1 uy t\u00edn c\u1ee7a ng\u01b0\u1eddi vay th\u00f4ng qua l\u1ecbch s\u1eed t\u00edn d\u1ee5ng v\u00e0 thu nh\u1eadp hi\u1ec7n t\u1ea1i. Tuy nhi\u00ean h\u1ea1n m\u1ee9c vay th\u1ea5u chi l\u1ea1i th\u1ea5p h\u01a1n nhi\u1ec1u so v\u1edbi vay t\u00edn ch\u1ea5p nh\u01b0ng l\u00e3i su\u1ea5t l\u1ea1i cao h\u01a1n \u0111\u00e1ng k\u1ec3.<\/p>\r\n

\"c\u00e1c
M\u1ed7i h\u00ecnh th\u1ee9c vay ng\u00e2n h\u00e0ng c\u00f3 m\u1ee9c l\u00e3i su\u1ea5t kh\u00e1c nhau<\/figcaption><\/figure>\r\n

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3. C\u00e1ch t\u00ednh ti\u1ec1n l\u00e3i vay ng\u00e2n h\u00e0ng<\/h2>\r\n

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C\u00f3 2 h\u00ecnh th\u1ee9c t\u00ednh ti\u1ec1n l\u00e3i vay ng\u00e2n h\u00e0ng<\/a> ph\u1ed5 bi\u1ebfn nh\u1ea5t \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u00e2n h\u00e0ng \u00e1p d\u1ee5ng \u0111\u00f3 l\u00e0 t\u00ednh l\u00e3i theo d\u1ef1 n\u1ee3 g\u1ed1c v\u00e0 t\u00ednh l\u00e3i theo d\u01b0 n\u1ee3 gi\u1ea3m d\u1ea7n.<\/p>\r\n

\"t\u00ednh
C\u00f3 2 h\u00ecnh th\u1ee9c t\u00ednh l\u00e3i vay ng\u00e2n h\u00e0ng ph\u1ed5 bi\u1ebfn<\/figcaption><\/figure>\r\n

\r\n\r\n\r\n\r\n<\/p>\r\n

3.1. T\u00ednh ti\u1ec1n l\u00e3i vay ng\u00e2n h\u00e0ng theo d\u01b0 n\u1ee3 g\u1ed1c<\/h3>\r\n

\r\n\r\n<\/p>\r\n

S\u1ed1 ti\u1ec1n ph\u1ea3i tr\u1ea3 ng\u00e2n h\u00e0ng m\u1ed7i th\u00e1ng= ti\u1ec1n g\u1ed1c c\u1ed1 \u0111\u1ecbnh h\u00e0ng th\u00e1ng + ti\u1ec1n l\u00e3i c\u1ed1 \u0111\u1ecbnh m\u1ed7i th\u00e1ng<\/p>\r\n

\r\n\r\n<\/p>\r\n

V\u00ed d\u1ee5:<\/strong> M\u1ed9t kho\u1ea3n vay 60 tri\u1ec7u \u0111\u1ed3ng trong 12 th\u00e1ng v\u1edbi l\u00e3i su\u1ea5t 12%\/n\u0103m t\u00ednh theo d\u01b0 g\u1ed1c th\u00ec s\u1ed1 ti\u1ec1n b\u1ea1n ph\u1ea3i tr\u1ea3 cho ng\u00e2n h\u00e0ng m\u1ed7i th\u00e1ng l\u00e0:<\/p>\r\n

\r\n\r\n<\/p>\r\n

60,000,00\/12 + 60,000,000*(0.12\/12) = 5,600,000 VN\u0110<\/p>\r\n

\r\n\r\n<\/p>\r\n

3.2. T\u00ednh ti\u1ec1n l\u00e3i vay ng\u00e2n h\u00e0ng theo d\u01b0 n\u1ee3 gi\u1ea3m d\u1ea7n<\/h3>\r\n

\r\n\r\n<\/p>\r\n

C\u00e1ch t\u00ednh l\u00e3i theo d\u01b0 n\u1ee3 gi\u1ea3m d\u1ea7n c\u00f3 ph\u1ea7n ph\u1ee9c t\u1ea1p h\u01a1n so v\u1edbi t\u00ednh l\u00e3i theo d\u01b0 n\u1ee3 g\u1ed1c.<\/p>\r\n

\r\n\r\n<\/p>\r\n

S\u1ed1 ti\u1ec1n ph\u1ea3i tr\u1ea3 ng\u00e2n h\u00e0ng m\u1ed7i th\u00e1ng= Ti\u1ec1n g\u1ed1c + Ti\u1ec1n l\u00e3i theo % d\u01b0 n\u1ee3 gi\u1ea3m d\u1ea7n<\/p>\r\n

\r\n\r\n<\/p>\r\n

V\u00ed d\u1ee5:<\/strong> M\u1ed9t kho\u1ea3n vay 60 tri\u1ec7u \u0111\u1ed3ng trong 12 th\u00e1ng v\u1edbi l\u00e3i su\u1ea5t 12%\/n\u0103m t\u00ednh theo d\u01b0 gi\u1ea3m d\u1ea7n th\u00ec s\u1ed1 ti\u1ec1n b\u1ea1n ph\u1ea3i tr\u1ea3 cho ng\u00e2n h\u00e0ng m\u1ed7i th\u00e1ng s\u1ebd \u0111\u01b0\u1ee3c t\u00ednh theo b\u1ea3ng sau<\/p>\r\n

\r\n\r\n<\/p>\r\n

\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n
Th\u00e1ng<\/strong><\/span><\/th>\r\nThanh to\u00e1n h\u00e0ng th\u00e1ng<\/strong><\/span><\/th>\r\nS\u1ed1 ti\u1ec1n g\u1ed1c ph\u1ea3i tr\u1ea3<\/strong><\/span><\/th>\r\nS\u1ed1 ti\u1ec1n l\u00e3i ph\u1ea3i tr\u1ea3<\/strong><\/span><\/th>\r\nD\u01b0 n\u1ee3 c\u00f2n l\u1ea1i<\/strong><\/span><\/th>\r\n<\/tr>\r\n
1<\/span><\/td>\r\n5,591,781<\/span><\/td>\r\n5,000,000<\/span><\/td>\r\n591,781<\/span><\/td>\r\n55,000,000<\/span><\/td>\r\n<\/tr>\r\n
2<\/span><\/td>\r\n5,542,466<\/span><\/td>\r\n5,000,000<\/span><\/td>\r\n542,466<\/span><\/td>\r\n50,000,000<\/span><\/td>\r\n<\/tr>\r\n
3<\/span><\/td>\r\n5,493,151<\/span><\/td>\r\n5,000,000<\/span><\/td>\r\n493,151<\/span><\/td>\r\n45,000,000<\/span><\/td>\r\n<\/tr>\r\n
4<\/span><\/td>\r\n5,443,836<\/span><\/td>\r\n5,000,000<\/span><\/td>\r\n443,836<\/span><\/td>\r\n40,000,000<\/span><\/td>\r\n<\/tr>\r\n
5<\/span><\/td>\r\n5,394,521<\/span><\/td>\r\n5,000,000<\/span><\/td>\r\n394,521<\/span><\/td>\r\n35,000,000<\/span><\/td>\r\n<\/tr>\r\n
6<\/span><\/td>\r\n5,345,205<\/span><\/td>\r\n5,000,000<\/span><\/td>\r\n345,205<\/span><\/td>\r\n30,000,000<\/span><\/td>\r\n<\/tr>\r\n
7<\/span><\/td>\r\n5,295,890<\/span><\/td>\r\n5,000,000<\/span><\/td>\r\n295,890<\/span><\/td>\r\n25,000,000<\/span><\/td>\r\n<\/tr>\r\n
8<\/span><\/td>\r\n5,246,575<\/span><\/td>\r\n5,000,000<\/span><\/td>\r\n246,575<\/span><\/td>\r\n20,000,000<\/span><\/td>\r\n<\/tr>\r\n
9<\/span><\/td>\r\n5,197,260<\/span><\/td>\r\n5,000,000<\/span><\/td>\r\n197,260<\/span><\/td>\r\n15,000,000<\/span><\/td>\r\n<\/tr>\r\n
10<\/span><\/td>\r\n5,147,945<\/span><\/td>\r\n5,000,000<\/span><\/td>\r\n147,945<\/span><\/td>\r\n10,000,000<\/span><\/td>\r\n<\/tr>\r\n
11<\/span><\/td>\r\n5,098,630<\/span><\/td>\r\n5,000,000<\/span><\/td>\r\n98,630<\/span><\/td>\r\n5,000,000<\/span><\/td>\r\n<\/tr>\r\n
12<\/span><\/td>\r\n5,049,315<\/span><\/td>\r\n5,000,000<\/span><\/td>\r\n49,315<\/span><\/td>\r\n0<\/span><\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<\/figure>\r\n

\r\n\r\n<\/p>\r\n

4. Nh\u1eefng \u0111i\u1ec1u c\u1ea7n l\u01b0u \u00fd v\u1ec1 l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng<\/h2>\r\n
\"nh\u1eefng
L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng th\u01b0\u1eddng kh\u00f4ng \u0111\u01b0\u1ee3c c\u1ed1 \u0111\u1ecbnh ch\u00ednh x\u00e1c<\/figcaption><\/figure>\r\n

\r\n\r\n\r\n\r\n<\/p>\r\n