{"id":6256,"date":"2025-03-26T23:32:49","date_gmt":"2025-03-26T16:32:49","guid":{"rendered":"https:\/\/vn.alphaloan.co\/blog\/?p=6256"},"modified":"2026-04-17T10:24:01","modified_gmt":"2026-04-17T03:24:01","slug":"lai-suat-vay-ngan-hang-vietcombank","status":"publish","type":"post","link":"https:\/\/vn.alphaloan.co\/blog\/lai-suat-vay-ngan-hang-vietcombank\/","title":{"rendered":"C\u1eadp Nh\u1eadt L\u00e3i Su\u1ea5t Vay Ng\u00e2n H\u00e0ng Vietcombank N\u0103m 2026"},"content":{"rendered":"\r\n<p><em>L\u00e3i su\u1ea5t lu\u00f4n l\u00e0 y\u1ebfu t\u1ed1 quan tr\u1ecdng h\u00e0ng \u0111\u1ea7u, \u0111\u01b0\u1ee3c nhi\u1ec1u \u0111\u1eb7c bi\u1ec7t quan t\u00e2m khi c\u00e2n nh\u1eafc l\u1ef1a ch\u1ecdn s\u1ea3n ph\u1ea9m vay v\u1ed1n t\u1ea1i ng\u00e2n h\u00e0ng v\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng. V\u1eady th\u00ec l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng Vietcombank l\u00e0 bao nhi\u00eau? C\u00f9ng <a href=\"https:\/\/vn.alphaloan.co\/\" target=\"_blank\" rel=\"noopener\">AlphaLoan<\/a> t\u00ecm hi\u1ec3u qua b\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y nh\u00e9!<\/em><\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\">1. L\u00e3i su\u1ea5t cho vay b\u00ecnh qu\u00e2n ng\u00e2n h\u00e0ng Vietcombank<\/h2>\r\n<p>Theo c\u1eadp nh\u1eadt m\u1edbi nh\u1eadt t\u1eeb website c\u1ee7a ng\u00e2n h\u00e0ng Vietcombank, l\u00e3i su\u1ea5t cho vay b\u00ecnh qu\u00e2n c\u1ee7a ng\u00e2n h\u00e0ng n\u00e0y v\u00e0o th\u1eddi \u0111i\u1ec3m \u0111\u1ea7u n\u0103m 2026 nh\u01b0 sau:<\/p>\r\n<ul>\r\n<li>L\u00e3i su\u1ea5t cho vay b\u00ecnh qu\u00e2n: <strong>5.6%\/n\u0103m<\/strong><\/li>\r\n<li>Ch\u00eanh l\u1ec7ch gi\u1eefa l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi v\u00e0 l\u00e3i su\u1ea5t cho vay b\u00ecnh qu\u00e2n: <strong>2.7%\/n\u0103m<\/strong><\/li>\r\n<li>Ch\u00eanh l\u1ec7ch l\u00e3i su\u1ea5t sau khi tr\u1eeb c\u00e1c chi ph\u00ed li\u00ean quan \u0111\u1ebfn v\u1eadn h\u00e0nh huy \u0111\u1ed9ng v\u00e0 s\u1eed d\u1ee5ng v\u1ed1n: <strong>1.1%\/n\u0103m<\/strong><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n\r\n\r\n<figure class=\"wp-block-image aligncenter\"><img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"600\" class=\"wp-image-6259\" src=\"https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/03\/lai-suat-vay-ngan-hang-vietcombank-1.jpg\" alt=\"gi\u1edbi thi\u1ec7u ng\u00e2n h\u00e0ng Vietcombank\" srcset=\"https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/03\/lai-suat-vay-ngan-hang-vietcombank-1.jpg 800w, https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/03\/lai-suat-vay-ngan-hang-vietcombank-1-300x225.jpg 300w, https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/03\/lai-suat-vay-ngan-hang-vietcombank-1-768x576.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\r\n<figcaption class=\"wp-element-caption\">L\u00e3i su\u1ea5t vay b\u00ecnh qu\u00e2n Viecombank \u0111\u01b0\u1ee3c c\u00f4ng khai h\u00e0ng th\u00e1ng<\/figcaption>\r\n<\/figure>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\">2. Chi ti\u1ebft l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng Vietcombank<\/h2>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\">2.1. L\u00e3i su\u1ea5t vay mua nh\u00e0 ng\u00e2n h\u00e0ng Vietcombank<\/h3>\r\n\r\n\r\n\r\n<p>G\u00f3i vay mua nh\u00e0 t\u1ea1i Vietcombank \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 cao nh\u1edd m\u1ee9c l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i h\u1ea5p d\u1eabn, gi\u00fap ng\u01b0\u1eddi vay gi\u1ea3m b\u1edbt \u00e1p l\u1ef1c t\u00e0i ch\u00ednh trong giai \u0111o\u1ea1n \u0111\u1ea7u. C\u1ee5 th\u1ec3 nh\u01b0 sau:<\/p>\r\n\r\n\r\n\r\n<p>Kh\u00e1ch h\u00e0ng s\u1ebd \u0111\u01b0\u1ee3c h\u01b0\u1edfng m\u1ee9c l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i ban \u0111\u1ea7u:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>Ch\u1ec9 <strong>5,5%\/n\u0103m<\/strong> c\u1ed1 \u0111\u1ecbnh trong 6 th\u00e1ng \u0111\u1ea7u ti\u00ean \u0111\u1ed1i v\u1edbi kho\u1ea3n vay ng\u1eafn h\u1ea1n (d\u01b0\u1edbi 24 th\u00e1ng).<\/li>\r\n\r\n\r\n\r\n<li><strong>5,7%\/n\u0103m<\/strong> c\u1ed1 \u0111\u1ecbnh trong 12 th\u00e1ng \u0111\u1ea7u ti\u00ean \u0111\u1ed1i v\u1edbi kho\u1ea3n vay trung v\u00e0 d\u00e0i h\u1ea1n (tr\u00ean 24 th\u00e1ng).<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p>Vietcombank c\u0169ng cho ph\u00e9p kh\u00e1ch h\u00e0ng l\u1ef1a ch\u1ecdn g\u00f3i l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh l\u00e2u d\u00e0i h\u01a1n nh\u01b0:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><strong>6,5%\/n\u0103m<\/strong> c\u1ed1 \u0111\u1ecbnh trong 2 n\u0103m \u0111\u1ea7u ti\u00ean.<\/li>\r\n\r\n\r\n\r\n<li><strong>8,5%\/n\u0103m<\/strong> c\u1ed1 \u0111\u1ecbnh trong 3 n\u0103m \u0111\u1ea7u ti\u00ean.<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p>Sau th\u1eddi gian \u01b0u \u0111\u00e3i ban \u0111\u1ea7u, l\u00e3i su\u1ea5t s\u1ebd \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh theo h\u00ecnh th\u1ee9c th\u1ea3 n\u1ed5i, dao \u0111\u1ed9ng quanh m\u1ee9c<strong> 9%\/n\u0103m<\/strong>, t\u00ednh theo c\u00f4ng th\u1ee9c l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi 12 th\u00e1ng c\u1ed9ng th\u00eam bi\u00ean \u0111\u1ed9 3,5%.<\/p>\r\n\r\n\r\n\r\n<p>Th\u1eddi h\u1ea1n vay mua nh\u00e0 \u1edf ng\u00e2n h\u00e0ng Vietcombank c\u00f3 th\u1ec3 k\u00e9o d\u00e0i t\u1eeb 20 \u0111\u1ebfn 35 n\u0103m, v\u1edbi t\u1ef7 l\u1ec7 c\u1ea5p v\u1ed1n vay\u00a0 l\u00ean t\u1edbi 70\u201380% gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o, t\u1ea1o \u0111i\u1ec1u ki\u1ec7n thu\u1eadn l\u1ee3i cho kh\u00e1ch h\u00e0ng trong vi\u1ec7c s\u1edf h\u1eefu nh\u00e0 \u1edf.<\/p>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\">2.2. L\u00e3i su\u1ea5t vay mua \u00f4 t\u00f4 ng\u00e2n h\u00e0ng Vietcombank<\/h3>\r\n\r\n\r\n\r\n<p>S\u1ea3n ph\u1ea9m vay mua \u00f4 t\u00f4 c\u1ee7a Vietcombank s\u1edf h\u1eefu m\u1ee9c l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i t\u01b0\u01a1ng t\u1ef1 nh\u01b0 g\u00f3i vay mua nh\u00e0, c\u1ee5 th\u1ec3:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>L\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i ban \u0111\u1ea7u dao \u0111\u1ed9ng t\u1eeb <strong>5,5% \u2013 5,7%\/n\u0103m<\/strong> t\u00f9y theo th\u1eddi gian \u01b0u \u0111\u00e3i 6 ho\u1eb7c 12 th\u00e1ng \u0111\u1ea7u.<\/li>\r\n\r\n\r\n\r\n<li>Sau \u01b0u \u0111\u00e3i, l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i \u0111\u01b0\u1ee3c t\u00ednh d\u1ef1a tr\u00ean l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi k\u1ef3 h\u1ea1n 12 th\u00e1ng c\u1ed9ng th\u00eam bi\u00ean \u0111\u1ed9 kho\u1ea3ng 3,5%\/n\u0103m.<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p>Th\u00f4ng th\u01b0\u1eddng, Vietcombank h\u1ed7 tr\u1ee3 vay t\u1ed1i \u0111a 70% gi\u00e1 tr\u1ecb xe, nh\u01b0ng c\u00f3 th\u1ec3 n\u00e2ng m\u1ee9c 100% n\u1ebfu kh\u00e1ch h\u00e0ng s\u1eed d\u1ee5ng t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p kh\u00e1c. Th\u1eddi h\u1ea1n cho g\u00f3i vay mua \u00f4 t\u00f4 c\u0169ng kh\u00e1 linh ho\u1ea1t dao \u0111\u1ed9ng t\u1eeb 5 \u0111\u1ebfn 7 n\u0103m.<\/p>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\">2.3. L\u00e3i su\u1ea5t vay ti\u00eau d\u00f9ng c\u00e1 nh\u00e2n ng\u00e2n h\u00e0ng Vietcombank<\/h3>\r\n\r\n\r\n\r\n<h4 class=\"wp-block-heading\"><strong>2.3.1. L\u00e3i su\u1ea5t vay ti\u00eau d\u00f9ng th\u1ebf ch\u1ea5p:<\/strong><\/h4>\r\n\r\n\r\n\r\n<p>Kh\u00e1ch h\u00e0ng vay ti\u00eau d\u00f9ng c\u00f3 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o nh\u01b0 nh\u00e0 \u0111\u1ea5t ho\u1eb7c \u00f4 t\u00f4 s\u1ebd h\u01b0\u1edfng m\u1ee9c l\u00e3i su\u1ea5t c\u1ea1nh tranh, t\u01b0\u01a1ng t\u1ef1 vay mua nh\u00e0 t\u1eeb <strong>5,5% \u2013 6%\/n\u0103m<\/strong> trong giai \u0111o\u1ea1n \u01b0u \u0111\u00e3i \u0111\u1ea7u. H\u1ea1n m\u1ee9c cho vay ti\u00eau d\u00f9ng th\u1ebf ch\u1ea5p l\u1edbn, l\u00ean t\u1edbi 1 t\u1ef7 \u0111\u1ed3ng v\u1edbi th\u1eddi h\u1ea1n t\u1ed1i \u0111a kho\u1ea3ng 10 n\u0103m, t\u1ea1o \u0111i\u1ec1u ki\u1ec7n thu\u1eadn l\u1ee3i cho kh\u00e1ch h\u00e0ng th\u1ef1c hi\u1ec7n c\u00e1c d\u1ef1 \u0111\u1ecbnh c\u00e1 nh\u00e2n l\u1edbn.<\/p>\r\n\r\n\r\n\r\n<h4 class=\"wp-block-heading\"><strong>2.3.2. L\u00e3i su\u1ea5t vay ti\u00eau d\u00f9ng t\u00edn ch\u1ea5p:<\/strong><\/h4>\r\n\r\n\r\n\r\n<p>V\u1edbi kho\u1ea3n vay t\u00edn ch\u1ea5p kh\u00f4ng c\u1ea7n th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n, l\u00e3i su\u1ea5t th\u01b0\u1eddng cao h\u01a1n vay th\u1ebf ch\u1ea5p \u1edf m\u1ee9c <strong>0,85 \u2013 1,3% m\u1ed7i th\u00e1ng<\/strong> (t\u01b0\u01a1ng \u0111\u01b0\u01a1ng <strong>10% \u2013 16% m\u1ed7i n\u0103m<\/strong>). H\u1ea1n m\u1ee9c vay linh ho\u1ea1t, dao \u0111\u1ed9ng t\u1eeb 25 \u0111\u1ebfn 500 tri\u1ec7u \u0111\u1ed3ng, v\u1edbi th\u1eddi gian vay t\u1eeb 1 \u0111\u1ebfn 5 n\u0103m tuy nhi\u00ean ng\u00e2n h\u00e0ng c\u0169ng s\u1ebd y\u00eau c\u1ea7u kh\u00e1ch h\u00e0ng ch\u1ee9ng minh thu nh\u1eadp \u1ed5n \u0111\u1ecbnh c\u0169ng nh\u01b0 ti\u1ebfn h\u00e0nh th\u1ea9m \u0111\u1ecbnh t\u00edn d\u1ee5ng ch\u1eb7t ch\u1ebd \u0111\u1ec3 gi\u1ea3m thi\u1ec3u r\u1ee7i ro n\u1ee3 x\u1ea5u cho ng\u00e2n h\u00e0ng.<\/p>\r\n\r\n\r\n\n<div class=\"wp-block-essential-blocks-wrapper  root-eb-wrapper-hruf3\"><div class=\"eb-parent-wrapper eb-parent-eb-wrapper-hruf3 \"><div class=\"eb-wrapper-outer eb-wrapper-hruf3\"><div class=\"eb-wrapper-inner\"><div class=\"eb-wrapper-inner-blocks eb-wrapper-align-center\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:120%\">\n<div class=\"wp-block-essential-blocks-text  root-eb-text-8is13\"><div class=\"eb-parent-wrapper eb-parent-eb-text-8is13 \"><div class=\"eb-text-wrapper eb-text-8is13\" data-id=\"eb-text-8is13\"><p class=\"eb-text\"><strong>G\u1eb7p nhi\u1ec1u tr\u1edf ng\u1ea1i khi vay v\u1ed1n?<\/strong><br><strong>Kh\u00f4ng bi\u1ebft vay g\u00f3i n\u00e0o ph\u00f9 h\u1ee3p?<\/strong><br>AlphaLoan c\u00f3 th\u1ec3 h\u1ed7 tr\u1ee3 b\u1ea1n t\u00ecm kho\u1ea3n vay t\u1ed1i \u01b0u v\u1edbi t\u1ef7 l\u1ec7 duy\u1ec7t cao, gi\u00fap b\u1ea1n ti\u1ebft ki\u1ec7m th\u1eddi gian c\u1ee7a m\u00ecnh.<br><strong>1000+ KH\u00c1CH H\u00c0NG H\u00c0I L\u00d2NG <\/strong>\ud83d\udcaf<\/p><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-essential-blocks-dual-button  root-eb-button-group-aipao\"><div class=\"eb-parent-wrapper eb-parent-eb-button-group-aipao \"><div class=\"eb-button-group-wrapper eb-button-group-aipao preset-2\" data-id=\"eb-button-group-aipao\"><div class=\"eb-button-inner-wrapper \"><a class=\"eb-button-anchor eb-button-one\" href=\"https:\/\/pse.is\/8et785\" target=\"_blank\" rel=\"noopener\"><div class=\"eb-button-text eb-button-one-text\">\u2192 Xem th\u00f4ng tin  <\/div><\/a><\/div><div class=\"eb-button-inner-wrapper \"><a class=\"eb-button-anchor eb-button-two\" href=\"https:\/\/zalo.me\/alphaloanvietnam\" target=\"_blank\" rel=\"noopener\"><div class=\"eb-button-text eb-button-two-text\">\u2192 T\u01b0 v\u1ea5n tr\u1ef1c ti\u1ebfp<\/div><\/a><\/div><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<div class=\"wp-block-essential-blocks-advanced-image  root-eb-advanced-image-70itr\"><div class=\"eb-parent-wrapper eb-parent-eb-advanced-image-70itr \"><figure class=\"eb-advanced-image-wrapper eb-advanced-image-70itr img-style-rounded caption-style-1 caption-horizontal-center caption-vertical-bottom bottom no-effect\" data-id=\"eb-advanced-image-70itr\"><div class=\"image-wrapper\"><img decoding=\"async\" src=\"https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/11\/2.jpg\" alt=\"\"\/><\/div><\/figure><\/div><\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div>\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\">2.4. L\u00e3i su\u1ea5t vay s\u1ea3n xu\u1ea5t kinh doanh c\u00e1 nh\u00e2n<\/h3>\r\n\r\n\r\n\r\n<p>Vietcombank hi\u1ec7n \u0111ang \u00e1p d\u1ee5ng m\u1ee9c l\u00e3i su\u1ea5t c\u1ef1c k\u1ef3 \u01b0u \u0111\u00e3i cho c\u00e1c kho\u1ea3n vay s\u1ea3n xu\u1ea5t kinh c\u00e1 cho c\u00e1 nh\u00e2n, ch\u1ec9 t\u1eeb <strong>4,6%\/n\u0103m<\/strong> cho c\u00e1c kho\u1ea3n vay ng\u1eafn h\u1ea1n, v\u00e0 m\u1ee9c l\u00e3i su\u1ea5t trung b\u00ecnh th\u1ea5p h\u01a1n <strong>6,2%\/n\u0103m<\/strong>.<\/p>\r\n\r\n\r\n\r\n<p><strong>*L\u01b0u \u00fd:\u00a0<\/strong>T\u1ea5t c\u1ea3 th\u00f4ng tin v\u1ec1 l\u00e3i su\u1ea5t n\u00f3i tr\u00ean \u0111\u01b0\u1ee3c ch\u00fang t\u00f4i t\u1ed5ng h\u1ee3p t\u1eeb nhi\u1ec1u ngu\u1ed3n v\u00e0 ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o, kh\u00f4ng ph\u1ea3i l\u00e0 m\u1ee9c l\u00e3i su\u1ea5t ch\u00ednh th\u1ee9c \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng cho m\u1ecdi kho\u1ea3n vay t\u1ea1i Vietcombank. \u0110\u1ec3 bi\u1ebft l\u00e3i su\u1ea5t ch\u00ednh x\u00e1c, vui l\u00f2ng li\u00ean h\u1ec7 ng\u00e2n h\u00e0ng Vietcombank \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3.<\/p>\r\n\r\n\r\n\r\n<p><strong><em>&gt;&gt;\u0110\u1ecdc th\u00eam: <a href=\"https:\/\/vn.alphaloan.co\/blog\/phi-duy-tri-tai-khoan-vietcombank\/\" target=\"_blank\" rel=\"noopener\">T\u1ed5ng h\u1ee3p c\u00e1c lo\u1ea1i ph\u00ed duy tr\u00ec t\u00e0i kho\u1ea3n Vietcombank<\/a><\/em><\/strong><\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\">3. C\u00e1c ch\u01b0\u01a1ng tr\u00ecnh \u01b0u \u0111\u00e3i l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng Vietcombank n\u0103m 2025<\/h2>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\">3.1. Ch\u01b0\u01a1ng tr\u00ecnh &#8220;Cho vay s\u1ea3n xu\u1ea5t kinh doanh ng\u1eafn h\u1ea1n \u01b0u \u0111\u00e3i&#8221;<\/h3>\r\n\r\n\r\n\r\n<p>Ch\u01b0\u01a1ng tr\u00ecnh cung c\u1ea5p kho\u1ea3n vay ng\u1eafn h\u1ea1n v\u1edbi l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i, h\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng b\u1ed5 sung v\u1ed1n l\u01b0u \u0111\u1ed9ng ph\u1ee5c v\u1ee5 ho\u1ea1t \u0111\u1ed9ng s\u1ea3n xu\u1ea5t, kinh doanh.<\/p>\r\n\r\n\r\n\r\n<p><strong data-start=\"371\" data-end=\"393\">\u0110\u1ed1i t\u01b0\u1ee3ng \u00e1p d\u1ee5ng:<\/strong><\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>Kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n, h\u1ed9 kinh doanh c\u00e1 th\u1ec3.<\/li>\r\n\r\n\r\n\r\n<li>Ch\u1ee7 doanh nghi\u1ec7p t\u01b0 nh\u00e2n, ch\u1ee7 doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba (SMEs).<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p><strong data-start=\"505\" data-end=\"534\">Chi ti\u1ebft \u01b0u \u0111\u00e3i l\u00e3i su\u1ea5t:<\/strong><\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>L\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i ch\u1ec9 t\u1eeb <strong data-start=\"562\" data-end=\"574\">4,6%\/n\u0103m<\/strong>.<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p><strong data-start=\"577\" data-end=\"612\">Quy m\u00f4 v\u00e0 th\u1eddi gian tri\u1ec3n khai:<\/strong><\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>Quy m\u00f4 ch\u01b0\u01a1ng tr\u00ecnh: <strong data-start=\"638\" data-end=\"657\">250.000 t\u1ef7 \u0111\u1ed3ng<\/strong>.<\/li>\r\n\r\n\r\n\r\n<li>Th\u1eddi gian tri\u1ec3n khai: T\u1eeb <strong data-start=\"686\" data-end=\"700\">01\/01\/2025<\/strong> \u0111\u1ebfn khi h\u1ebft h\u1ea1n m\u1ee9c ch\u01b0\u01a1ng tr\u00ecnh.<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\">3.2. Ch\u01b0\u01a1ng tr\u00ecnh \u201cL\u00e3i su\u1ea5t c\u1ea1nh tranh\u201d<\/h3>\r\n\r\n\r\n\r\n<p>Ch\u01b0\u01a1ng tr\u00ecnh cung c\u1ea5p kho\u1ea3n vay v\u1edbi l\u00e3i su\u1ea5t c\u1ea1nh tranh trong th\u1eddi gian \u0111\u1ea7u kho\u1ea3n vay, h\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n vay mua b\u1ea5t \u0111\u1ed9ng s\u1ea3n, \u00f4 t\u00f4, x\u00e2y d\u1ef1ng, s\u1eeda ch\u1eefa nh\u00e0 \u1edf v\u00e0 ti\u00eau d\u00f9ng.<\/p>\r\n\r\n\r\n\r\n<p><strong data-start=\"359\" data-end=\"384\">\u0110\u1ed1i t\u01b0\u1ee3ng \u00e1p d\u1ee5ng:<\/strong><\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>Kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n vay v\u1ed1n mua b\u1ea5t \u0111\u1ed9ng s\u1ea3n, x\u00e2y d\u1ef1ng, s\u1eeda ch\u1eefa nh\u00e0 \u1edf.<\/li>\r\n\r\n\r\n\r\n<li>Kh\u00e1ch h\u00e0ng vay mua \u00f4 t\u00f4 c\u00e1 nh\u00e2n.<\/li>\r\n\r\n\r\n\r\n<li>Kh\u00e1ch h\u00e0ng vay v\u1ed1n ph\u1ee5c v\u1ee5 m\u1ee5c \u0111\u00edch ti\u00eau d\u00f9ng.<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p><strong data-start=\"543\" data-end=\"566\">\u01afu \u0111\u00e3i l\u00e3i su\u1ea5t:<\/strong><\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><strong data-start=\"569\" data-end=\"581\">5,5%\/n\u0103m<\/strong> trong <strong data-start=\"588\" data-end=\"603\">6 th\u00e1ng \u0111\u1ea7u<\/strong> cho kho\u1ea3n vay th\u1eddi h\u1ea1n d\u01b0\u1edbi <strong data-start=\"632\" data-end=\"644\">24 th\u00e1ng<\/strong>.<\/li>\r\n\r\n\r\n\r\n<li><strong data-start=\"648\" data-end=\"660\">5,7%\/n\u0103m<\/strong> trong <strong data-start=\"667\" data-end=\"683\">12 th\u00e1ng \u0111\u1ea7u<\/strong> cho kho\u1ea3n vay th\u1eddi h\u1ea1n t\u1eeb <strong data-start=\"710\" data-end=\"730\">24 th\u00e1ng tr\u1edf l\u00ean<\/strong>.<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p><strong data-start=\"733\" data-end=\"771\">Quy m\u00f4 v\u00e0 th\u1eddi gian tri\u1ec3n khai:<\/strong><\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>Quy m\u00f4 ch\u01b0\u01a1ng tr\u00ecnh: <strong data-start=\"795\" data-end=\"813\">50.000 t\u1ef7 \u0111\u1ed3ng<\/strong>.<\/li>\r\n\r\n\r\n\r\n<li>Th\u1eddi h\u1ea1n \u00e1p d\u1ee5ng: \u0111\u1ebfn h\u1ebft ng\u00e0y <strong data-start=\"848\" data-end=\"862\">31\/03\/2025<\/strong> ho\u1eb7c khi h\u1ebft ng\u00e2n s\u00e1ch cho ch\u01b0\u01a1ng tr\u00ecnh.<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\">3.3. Ch\u01b0\u01a1ng tr\u00ecnh \u201cAn t\u00e2m l\u00e3i su\u1ea5t\u201d<\/h3>\r\n\r\n\r\n\r\n<p>Ch\u01b0\u01a1ng tr\u00ecnh <strong data-start=\"13\" data-end=\"34\">&#8220;An t\u00e2m l\u00e3i su\u1ea5t&#8221;<\/strong> c\u1ee7a Vietcombank l\u00e0 m\u1ed9t s\u1ea3n ph\u1ea9m t\u00edn d\u1ee5ng \u0111\u01b0\u1ee3c tri\u1ec3n khai nh\u1eb1m h\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n vay v\u1ed1n v\u1edbi l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh trong su\u1ed1t th\u1eddi gian \u01b0u \u0111\u00e3i, gi\u00fap kh\u00e1ch h\u00e0ng d\u1ec5 d\u00e0ng l\u1eadp k\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh v\u00e0 h\u1ea1n ch\u1ebf r\u1ee7i ro khi l\u00e3i su\u1ea5t th\u1ecb tr\u01b0\u1eddng bi\u1ebfn \u0111\u1ed9ng. Kh\u00e1ch \u0111\u01b0\u1ee3c h\u01b0\u1edfng m\u1ee9c l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i c\u1ed1 \u0111\u1ecbnh trong su\u1ed1t k\u1ef3 h\u1ea1n l\u1ef1a ch\u1ecdn nh\u01b0 sau:<\/p>\r\n\r\n\r\n\r\n<p><strong data-start=\"1724\" data-end=\"1746\">\u0110\u1ed1i t\u01b0\u1ee3ng \u00e1p d\u1ee5ng:<\/strong><\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>\r\n<p class=\"\" data-start=\"1751\" data-end=\"1813\">Kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n vay v\u1ed1n c\u00f3 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o t\u1ea1i Vietcombank.<\/p>\r\n<\/li>\r\n\r\n\r\n\r\n<li>\r\n<p class=\"\" data-start=\"1816\" data-end=\"1898\">Kh\u00e1ch h\u00e0ng vay m\u1edbi ho\u1eb7c kh\u00e1ch h\u00e0ng \u0111ang vay c\u00f3 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n tham gia ch\u01b0\u01a1ng tr\u00ecnh.<\/p>\r\n<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p><strong data-start=\"1900\" data-end=\"1929\">Chi ti\u1ebft \u01b0u \u0111\u00e3i l\u00e3i su\u1ea5t:<\/strong><\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><strong data-start=\"1934\" data-end=\"1946\">6,2%\/n\u0103m<\/strong> c\u1ed1 \u0111\u1ecbnh trong <strong data-start=\"1961\" data-end=\"1973\">18 th\u00e1ng<\/strong>.<\/li>\r\n\r\n\r\n\r\n<li><strong data-start=\"1977\" data-end=\"1989\">6,5%\/n\u0103m<\/strong> c\u1ed1 \u0111\u1ecbnh trong <strong data-start=\"2004\" data-end=\"2016\">24 th\u00e1ng<\/strong>.<\/li>\r\n\r\n\r\n\r\n<li><strong data-start=\"2020\" data-end=\"2032\">8,0%\/n\u0103m<\/strong> c\u1ed1 \u0111\u1ecbnh trong <strong data-start=\"2047\" data-end=\"2059\">36 th\u00e1ng<\/strong>.<\/li>\r\n\r\n\r\n\r\n<li><strong data-start=\"2063\" data-end=\"2075\">9,5%\/n\u0103m<\/strong> c\u1ed1 \u0111\u1ecbnh trong <strong data-start=\"2090\" data-end=\"2102\">60 th\u00e1ng<\/strong>.<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p><strong data-start=\"2105\" data-end=\"2140\">Quy m\u00f4 v\u00e0 th\u1eddi gian tri\u1ec3n khai:<\/strong><\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>Quy m\u00f4 ch\u01b0\u01a1ng tr\u00ecnh: <strong data-start=\"2166\" data-end=\"2185\">100.000 t\u1ef7 \u0111\u1ed3ng<\/strong>.<\/li>\r\n\r\n\r\n\r\n<li>Th\u1eddi gian tri\u1ec3n khai: \u0110\u1ebfn h\u1ebft ng\u00e0y <strong data-start=\"2224\" data-end=\"2238\">31\/03\/2025<\/strong> ho\u1eb7c \u0111\u1ebfn khi ng\u00e2n s\u00e1ch \u01b0u \u0111\u00e3i \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng h\u1ebft.<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<figure class=\"wp-block-image aligncenter\"><img decoding=\"async\" width=\"800\" height=\"600\" class=\"wp-image-6258\" src=\"https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/03\/lai-suat-vay-ngan-hang-vietcombank-3.jpg\" alt=\"Vietcombank c\u00f3 nhi\u1ec1u ch\u01b0\u01a1ng tr\u00ecnh \u01b0u \u0111\u00e3i l\u00e3i su\u1ea5t\" srcset=\"https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/03\/lai-suat-vay-ngan-hang-vietcombank-3.jpg 800w, https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/03\/lai-suat-vay-ngan-hang-vietcombank-3-300x225.jpg 300w, https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/03\/lai-suat-vay-ngan-hang-vietcombank-3-768x576.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\r\n<figcaption class=\"wp-element-caption\">Vietcombank c\u00f3 nhi\u1ec1u ch\u01b0\u01a1ng tr\u00ecnh \u01b0u \u0111\u00e3i l\u00e3i su\u1ea5t vay v\u1ed1n<\/figcaption>\r\n<\/figure>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\">4. Ph\u01b0\u01a1ng ph\u00e1p t\u00ednh l\u00e3i su\u1ea5t t\u1ea1i Vietcombank<\/h2>\r\n\r\n\r\n\r\n<p>Vietcombank \u00e1p d\u1ee5ng ph\u01b0\u01a1ng hai ph\u00e1p t\u00ednh l\u00e3i linh ho\u1ea1t v\u00e0 minh b\u1ea1ch bao g\u1ed3m:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>L\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh \u01b0u \u0111\u00e3i ban \u0111\u1ea7u, sau \u0111\u00f3 chuy\u1ec3n sang l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i theo th\u1ecb tr\u01b0\u1eddng.<\/li>\r\n\r\n\r\n\r\n<li>Ti\u1ec1n l\u00e3i \u0111\u01b0\u1ee3c t\u00ednh theo d\u01b0 n\u1ee3 gi\u1ea3m d\u1ea7n, gi\u00fap s\u1ed1 ti\u1ec1n l\u00e3i gi\u1ea3m theo th\u1eddi gian, mang l\u1ea1i l\u1ee3i \u00edch r\u00f5 r\u1ec7t cho kh\u00e1ch h\u00e0ng trong su\u1ed1t qu\u00e1 tr\u00ecnh vay v\u1ed1n.<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p>Kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng c\u00f4ng c\u1ee5 t\u00ednh to\u00e1n tr\u00ean website c\u1ee7a ng\u00e2n h\u00e0ng n\u00e0y \u0111\u1ec3 d\u1ec5 d\u00e0ng l\u00ean k\u1ebf ho\u1ea1ch vay v\u1ed1n v\u00e0 tr\u1ea3 n\u1ee3 ph\u00f9 h\u1ee3p nh\u1ea5t.<\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\">5. \u0110i\u1ec1u ki\u1ec7n vay v\u1ed1n \u1edf ng\u00e2n h\u00e0ng Vietcombank<\/h2>\r\n\r\n\r\n\r\n<p>\u0110i\u1ec1u ki\u1ec7n vay v\u1ed1n \u1edf ng\u00e2n h\u00e0ng Vietcombank s\u1ebd thay \u0111\u1ed5i t\u00f9y theo s\u1ea3n ph\u1ea9m vay c\u1ee5 th\u1ec3, nh\u00ecn chung th\u00ec kh\u00e1ch h\u00e0ng c\u1ea7n \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c nh\u1eefng \u0111i\u1ec1u ki\u1ec7n c\u01a1 b\u1ea3n sau:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>Kh\u00e1ch h\u00e0ng l\u00e0 c\u00f4ng d\u00e2n Vi\u1ec7t Nam, trong \u0111\u1ed9 tu\u1ed5i t\u1eeb 18 \u0111\u1ebfn 65 tu\u1ed5i.<\/li>\r\n\r\n\r\n\r\n<li>C\u00f3 ngu\u1ed3n thu nh\u1eadp \u1ed5n \u0111\u1ecbnh, \u0111\u1ea3m b\u1ea3o kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3.<\/li>\r\n\r\n\r\n\r\n<li>Kh\u00f4ng c\u00f3 n\u1ee3 x\u1ea5u.<\/li>\r\n\r\n\r\n\r\n<li>C\u00f3 \u0111\u1ea7y \u0111\u1ee7 gi\u1ea5y t\u1edd t\u00f9y th\u00e2n h\u1ee3p l\u1ec7.<\/li>\r\n\r\n\r\n\r\n<li>C\u00f3 t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p h\u1ee3p ph\u00e1p (\u0111\u1ed1i v\u1edbi s\u1ea3n ph\u1ea9m vay th\u1ebf ch\u1ea5p).<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<figure class=\"wp-block-image aligncenter\"><img decoding=\"async\" width=\"800\" height=\"600\" class=\"wp-image-6260\" src=\"https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/03\/lai-suat-vay-ngan-hang-vietcombank-2.jpg\" alt=\"\u0111i\u1ec1u ki\u1ec7n vay v\u1ed1n \u1edf Vietcombank tuy \u0111\u01a1n gi\u1ea3n nh\u01b0ng kh\u00f3 \u0111\u01b0\u1ee3c th\u00f4ng qua\" srcset=\"https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/03\/lai-suat-vay-ngan-hang-vietcombank-2.jpg 800w, https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/03\/lai-suat-vay-ngan-hang-vietcombank-2-300x225.jpg 300w, https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/03\/lai-suat-vay-ngan-hang-vietcombank-2-768x576.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\r\n<figcaption class=\"wp-element-caption\">\u0110i\u1ec1u ki\u1ec7n vay v\u1ed1n \u1edf Vietcombank \u0111\u01b0\u1ee3c x\u00e9t duy\u1ec7t k\u0129 c\u00e0ng<\/figcaption>\r\n<\/figure>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\">6. Quy tr\u00ecnh vay v\u1ed1n ng\u00e2n h\u00e0ng Vietcombank<\/h2>\r\n\r\n\r\n\r\n<p>Quy tr\u00ecnh v\u00e0 <a href=\"https:\/\/vn.alphaloan.co\/blog\/thu-tuc-vay-tien-ngan-hang-vietcombank\/\" target=\"_blank\" rel=\"noopener\">th\u1ee7 t\u1ee5c vay ng\u00e2n h\u00e0ng Vietcombank<\/a> nh\u00ecn chung kh\u00e1 minh b\u1ea1ch v\u00e0 d\u1ec5 hi\u1ec3u:<\/p>\r\n\r\n\r\n\r\n<p><strong>B\u01b0\u1edbc 1:<\/strong> Kh\u00e1ch h\u00e0ng li\u00ean h\u1ec7 v\u1edbi Vietcombank \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 t\u01b0 v\u1ea5n v\u00e0 l\u1ef1a ch\u1ecdn s\u1ea3n ph\u1ea9m vay mong mu\u1ed1n<\/p>\r\n\r\n\r\n\r\n<p><strong>B\u01b0\u1edbc 2:<\/strong> Chu\u1ea9n b\u1ecb v\u00e0 ho\u00e0n thi\u1ec7n h\u1ed3 s\u01a1 vay v\u1ed1n theo h\u01b0\u1edbng d\u1eabn c\u1ee7a nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng Vietcombank<\/p>\r\n\r\n\r\n\r\n<p><strong>B\u01b0\u1edbc 3:<\/strong> Ng\u00e2n h\u00e0ng ti\u1ebfn h\u00e0nh th\u1ea9m \u0111\u1ecbnh h\u1ed3 s\u01a1 v\u00e0 x\u00e1c minh c\u00e1c lo\u1ea1i t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o \u0111i k\u00e8n<\/p>\r\n\r\n\r\n\r\n<p><strong>B\u01b0\u1edbc 5:<\/strong> Hai b\u00ean ti\u1ebfn h\u00e0nh k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng sau khi h\u1ed3 s\u01a1 vay v\u1ed1n \u0111\u01b0\u1ee3c duy\u1ec7t<\/p>\r\n\r\n\r\n\r\n<p><strong>B\u01b0\u1edbc 6:<\/strong> Vietcombank gi\u1ea3i ng\u00e2n kho\u1ea3n vay cho kh\u00e1ch h\u00e0ng<\/p>\r\n\r\n\r\n\r\n<p><strong>B\u01b0\u1edbc 7:<\/strong> Kh\u00e1ch h\u00e0ng tr\u1ea3 n\u1ee3 \u0111\u1ecbnh k\u1ef3 theo h\u1ee3p \u0111\u1ed3ng \u0111\u00e3 k\u00fd k\u1ebft.<\/p>\r\n\r\n\r\n\r\n<p><em>V\u00e0 \u0111\u00f3 l\u00e0 t\u1ea5t c\u1ea3 th\u00f4ng tin v\u1ec1 l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng Vietcombank m\u00e0 <a href=\"https:\/\/vn.alphaloan.co\/\" target=\"_blank\" rel=\"noopener\">AlphaLoan<\/a> \u0111\u00e3 t\u1ed5ng h\u1ee3p \u0111\u01b0\u1ee3c \u0111\u1ec3 chia s\u1ebb v\u1edbi b\u1ea1n \u0111\u1ecdc. Hi v\u1ecdng b\u00e0i vi\u1ebft n\u00e0y \u0111\u00e3 gi\u00fap b\u1ea1n \u0111\u1ecdc gi\u1ea3i quy\u1ebft ph\u1ea7n n\u00e0o th\u1eafc m\u1eafc c\u1ee7a m\u00ecnh v\u1ec1 l\u00e3i su\u1ea5t vay v\u1ed1n \u1edf ng\u00e2n h\u00e0ng Vietcombank.<\/em><\/p>\r\n","protected":false},"excerpt":{"rendered":"<p>L\u00e3i su\u1ea5t lu\u00f4n l\u00e0 y\u1ebfu t\u1ed1 quan tr\u1ecdng h\u00e0ng \u0111\u1ea7u, \u0111\u01b0\u1ee3c nhi\u1ec1u \u0111\u1eb7c bi\u1ec7t quan t\u00e2m khi c\u00e2n nh\u1eafc l\u1ef1a ch\u1ecdn s\u1ea3n ph\u1ea9m vay v\u1ed1n t\u1ea1i ng\u00e2n h\u00e0ng v\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng. V\u1eady th\u00ec l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng Vietcombank l\u00e0 bao nhi\u00eau? C\u00f9ng AlphaLoan t\u00ecm hi\u1ec3u qua b\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y nh\u00e9! [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":6257,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","rank_math_lock_modified_date":false,"_uag_custom_page_level_css":"","ub_ctt_via":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_themeisle_gutenberg_block_has_review":false,"footnotes":""},"categories":[418],"tags":[469],"class_list":["post-6256","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kien-thuc-vay-von","tag-vietcombank"],"featured_image_src":"https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/03\/lai-suat-vay-ngan-hang-vietcombank-cover.jpg","author_info":{"display_name":"May","author_link":"https:\/\/vn.alphaloan.co\/blog\/author\/may\/"},"uagb_featured_image_src":{"full":["https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/03\/lai-suat-vay-ngan-hang-vietcombank-cover.jpg",1640,924,false],"thumbnail":["https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/03\/lai-suat-vay-ngan-hang-vietcombank-cover-150x150.jpg",150,150,true],"medium":["https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/03\/lai-suat-vay-ngan-hang-vietcombank-cover-300x169.jpg",300,169,true],"medium_large":["https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/03\/lai-suat-vay-ngan-hang-vietcombank-cover-768x433.jpg",768,433,true],"large":["https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/03\/lai-suat-vay-ngan-hang-vietcombank-cover-1024x577.jpg",1024,577,true],"1536x1536":["https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/03\/lai-suat-vay-ngan-hang-vietcombank-cover-1536x865.jpg",1536,865,true],"2048x2048":["https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/03\/lai-suat-vay-ngan-hang-vietcombank-cover.jpg",1640,924,false],"crp_thumbnail":["https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/03\/lai-suat-vay-ngan-hang-vietcombank-cover.jpg",35,20,false]},"uagb_author_info":{"display_name":"May","author_link":"https:\/\/vn.alphaloan.co\/blog\/author\/may\/"},"uagb_comment_info":0,"uagb_excerpt":"L\u00e3i su\u1ea5t lu\u00f4n l\u00e0 y\u1ebfu t\u1ed1 quan tr\u1ecdng h\u00e0ng \u0111\u1ea7u, \u0111\u01b0\u1ee3c nhi\u1ec1u \u0111\u1eb7c bi\u1ec7t quan t\u00e2m khi c\u00e2n nh\u1eafc l\u1ef1a ch\u1ecdn s\u1ea3n ph\u1ea9m vay v\u1ed1n t\u1ea1i ng\u00e2n h\u00e0ng v\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng. V\u1eady th\u00ec l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng Vietcombank l\u00e0 bao nhi\u00eau? C\u00f9ng AlphaLoan t\u00ecm hi\u1ec3u qua b\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y nh\u00e9!&hellip;","_links":{"self":[{"href":"https:\/\/vn.alphaloan.co\/blog\/wp-json\/wp\/v2\/posts\/6256"}],"collection":[{"href":"https:\/\/vn.alphaloan.co\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vn.alphaloan.co\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vn.alphaloan.co\/blog\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/vn.alphaloan.co\/blog\/wp-json\/wp\/v2\/comments?post=6256"}],"version-history":[{"count":12,"href":"https:\/\/vn.alphaloan.co\/blog\/wp-json\/wp\/v2\/posts\/6256\/revisions"}],"predecessor-version":[{"id":9887,"href":"https:\/\/vn.alphaloan.co\/blog\/wp-json\/wp\/v2\/posts\/6256\/revisions\/9887"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vn.alphaloan.co\/blog\/wp-json\/wp\/v2\/media\/6257"}],"wp:attachment":[{"href":"https:\/\/vn.alphaloan.co\/blog\/wp-json\/wp\/v2\/media?parent=6256"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vn.alphaloan.co\/blog\/wp-json\/wp\/v2\/categories?post=6256"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vn.alphaloan.co\/blog\/wp-json\/wp\/v2\/tags?post=6256"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}