{"id":7392,"date":"2025-05-23T14:04:56","date_gmt":"2025-05-23T07:04:56","guid":{"rendered":"https:\/\/vn.alphaloan.co\/blog\/?p=7392"},"modified":"2025-12-16T17:34:55","modified_gmt":"2025-12-16T10:34:55","slug":"findo","status":"publish","type":"post","link":"https:\/\/vn.alphaloan.co\/blog\/findo\/","title":{"rendered":"Chi ti\u1ebft v\u1ec1 v\u1ee5 \u00e1n x\u1eed l\u00fd app cho vay n\u1eb7ng l\u00e3i Findo"},"content":{"rendered":"\r\n

Trong b\u1ed1i c\u1ea3nh nhu c\u1ea7u vay ti\u1ec1n nhanh ch\u00f3ng t\u0103ng cao, Findo<\/strong> t\u1eebng l\u00e0 c\u00e1i t\u00ean quen thu\u1ed9c v\u1edbi nh\u1eefng l\u1eddi qu\u1ea3ng c\u00e1o “vay d\u1ec5, duy\u1ec7t nhanh” tr\u00ean c\u00e1c n\u1ec1n t\u1ea3ng tr\u1ef1c tuy\u1ebfn. Tuy nhi\u00ean, \u0111\u1eb1ng sau v\u1ebb ngo\u00e0i ti\u1ec7n l\u1ee3i l\u00e0 nh\u1eefng c\u00e1o bu\u1ed9c nghi\u00eam tr\u1ecdng v\u1ec1 ho\u1ea1t \u0111\u1ed9ng cho vay n\u1eb7ng l\u00e3i, thu l\u1ee3i b\u1ea5t ch\u00ednh h\u00e0ng ngh\u00ecn t\u1ef7 \u0111\u1ed3ng v\u00e0 c\u00e1c h\u00e0nh vi \u0111\u00f2i n\u1ee3 tr\u00e1i ph\u00e1p lu\u1eadt. B\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y c\u1ee7a AlphaLoan<\/a> s\u1ebd gi\u00fap b\u1ea1n hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 Findo\u00a0<\/strong>c\u0169ng nh\u01b0 nh\u1eefng g\u00f3c khu\u1ea5t \u0111\u1eb1ng sau \u1ee9ng d\u1ee5ng vay ti\u1ec1n n\u00e0y.<\/em><\/p>\r\n\r\n\r\n\r\n

1. \u1ee8ng d\u1ee5ng vay n\u1eb7ng l\u00e3i Findo l\u00e0 g\u00ec?<\/h2>\r\n\r\n\r\n\r\n

Findo l\u00e0 m\u1ed9t n\u1ec1n t\u1ea3ng vay ti\u1ec1n tr\u1ef1c tuy\u1ebfn t\u1eebng ho\u1ea1t \u0111\u1ed9ng t\u1ea1i Vi\u1ec7t Nam, \u0111\u01b0\u1ee3c qu\u1ea3ng b\u00e1 nh\u01b0 m\u1ed9t gi\u1ea3i ph\u00e1p t\u00e0i ch\u00ednh nhanh ch\u00f3ng, cho ph\u00e9p ng\u01b0\u1eddi d\u00f9ng vay ti\u1ec1n ch\u1ec9 v\u1edbi CMND\/CCCD m\u00e0 kh\u00f4ng c\u1ea7n th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n hay th\u1ea9m \u0111\u1ecbnh thu nh\u1eadp. \u1ee8ng d\u1ee5ng n\u00e0y ho\u1ea1t \u0111\u1ed9ng th\u00f4ng qua website findo.vn v\u00e0 \u0111\u01b0\u1ee3c v\u1eadn h\u00e0nh b\u1edfi C\u00f4ng ty TNHH Sofi Solutions<\/strong>. Findo nh\u1eafm \u0111\u1ebfn nh\u1eefng ng\u01b0\u1eddi c\u1ea7n ti\u1ec1n g\u1ea5p v\u1edbi nh\u1eefng qu\u1ea3ng c\u00e1o tr\u00ean c\u00e1c n\u1ec1n t\u1ea3ng tr\u1ef1c tuy\u1ebfn nh\u1ea5n m\u1ea1nh v\u00e0o quy tr\u00ecnh \u0111\u0103ng k\u00fd \u0111\u01a1n gi\u1ea3n, gi\u1ea3i ng\u00e2n nhanh trong v\u00f2ng 24 gi\u1edd, v\u00e0 kh\u00f4ng y\u00eau c\u1ea7u g\u1eb7p m\u1eb7t tr\u1ef1c ti\u1ebfp.<\/p>\r\n\r\n\r\n\r\n

Tuy nhi\u00ean, sau m\u1ed9t th\u1eddi gian ho\u1ea1t \u0111\u1ed9ng Findo \u0111\u00e3 b\u1ecb c\u01a1 quan ch\u1ee9c n\u0103ng x\u00e1c \u0111\u1ecbnh l\u00e0 m\u1ed9t \u1ee9ng d\u1ee5ng cho vay n\u1eb7ng l\u00e3i, v\u1edbi l\u00e3i su\u1ea5t l\u00ean \u0111\u1ebfn 1.379,7%\/n\u0103m, v\u01b0\u1ee3t xa m\u1ee9c 20%\/n\u0103m theo quy \u0111\u1ecbnh c\u1ee7a B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 Vi\u1ec7t Nam. Theo th\u00f4ng tin t\u1eeb Tu\u1ed5i Tr\u1ebb Online, Findo \u0111\u00e3 ng\u1eebng ho\u1ea1t \u0111\u1ed9ng t\u1eeb th\u00e1ng 7\/2023 sau khi b\u1ecb \u0111i\u1ec1u tra v\u00e0 truy t\u1ed1.<\/p>\r\n\r\n\r\n\r\n

\"\u0111\u01a1n\r\n
App Findo b\u1ecb x\u1eed l\u00fd v\u00ec cho vay n\u1eb7ng l\u00e3i<\/figcaption>\r\n<\/figure>\r\n\r\n\r\n\r\n

2. Findo do ai \u0111i\u1ec1u h\u00e0nh?<\/h2>\r\n\r\n\r\n\r\n

Findo \u0111\u01b0\u1ee3c v\u1eadn h\u00e0nh b\u1edfi C\u00f4ng ty TNHH Sofi Solutions<\/strong>, m\u1ed9t c\u00f4ng ty c\u00f3 tr\u1ee5 s\u1edf t\u1ea1i TP.HCM, v\u1edbi ng\u01b0\u1eddi \u0111\u1ea1i di\u1ec7n ph\u00e1p lu\u1eadt l\u00e0 Janis Ozols<\/strong> (qu\u1ed1c t\u1ecbch Latvia). Theo b\u00e0i vi\u1ebft t\u1eeb B\u00e1o Ph\u00e1p lu\u1eadt Vi\u1ec7t Nam, \u0111\u01b0\u1eddng d\u00e2y cho vay n\u1eb7ng l\u00e3i n\u00e0y do Aigars Pliv\u00ebs<\/strong> (qu\u1ed1c t\u1ecbch Latvia) \u0111\u1ee9ng \u0111\u1ea7u, d\u01b0\u1edbi s\u1ef1 ch\u1ec9 \u0111\u1ea1o t\u1eeb c\u00f4ng ty m\u1eb9 Sun Finance<\/strong> t\u1ea1i Latvia. C\u00e1c c\u00f4ng ty kh\u00e1c c\u00f3 li\u00ean \u0111\u1edbi bao g\u1ed3m C\u00f4ng ty TNHH Fincap VN<\/strong>\u00a0v\u00e0 C\u00f4ng ty TNHH MTV TMDV Digital Credit<\/strong>.<\/p>\r\n\r\n\r\n\r\n

C\u01a1 quan \u0111i\u1ec1u tra x\u00e1c \u0111\u1ecbnh r\u1eb1ng nh\u00f3m \u0111\u1ed1i t\u01b0\u1ee3ng n\u00e0y s\u1eed d\u1ee5ng c\u00e1c c\u00f4ng ty “b\u00ecnh phong” \u0111\u1ec3 che gi\u1ea5u ho\u1ea1t \u0111\u1ed9ng cho vay n\u1eb7ng l\u00e3i, v\u1edbi m\u00e1y ch\u1ee7 \u0111\u1eb7t t\u1ea1i n\u01b0\u1edbc ngo\u00e0i v\u00e0 thu\u00ea nh\u00e2n vi\u00ean Vi\u1ec7t Nam \u0111\u1ec3 th\u1ef1c hi\u1ec7n c\u00e1c c\u00f4ng vi\u1ec7c nh\u01b0 th\u1ea9m \u0111\u1ecbnh h\u1ed3 s\u01a1, thu h\u1ed3i n\u1ee3, v\u00e0 qu\u1ea3ng b\u00e1 \u1ee9ng d\u1ee5ng. V\u00e0o th\u00e1ng 12\/2023, TAND TP.HCM \u0111\u00e3 tuy\u00ean \u00e1n c\u00e1c b\u1ecb c\u00e1o, bao g\u1ed3m Aigars Pliv\u00ebs (2 n\u0103m 9 th\u00e1ng t\u00f9), Nguy\u1ec5n Th\u1ecb Tuy\u1ebft S\u01b0\u01a1ng (1 n\u0103m 9 th\u00e1ng t\u00f9), v\u00e0 Tr\u01b0\u01a1ng Tu\u1ea5n T\u00e0i (1 n\u0103m 6 th\u00e1ng t\u00f9) v\u1ec1 t\u1ed9i “cho vay l\u00e3i n\u1eb7ng trong giao d\u1ecbch d\u00e2n s\u1ef1”.<\/p>\r\n\r\n\r\n\r\n

\"c\u00f4ng\r\n
C\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng \u0111i\u1ec1u h\u00e0nh Findo nh\u1eadn c\u00e1o tr\u1ea1ng<\/figcaption>\r\n<\/figure>\r\n

>> Xem th\u00eam: <\/strong>Kim \u01afng Vay l\u00e0 g\u00ec? Vay ti\u1ec1n \u1edf \u0111\u00e2y c\u00f3 an to\u00e0n kh\u00f4ng?<\/a><\/em><\/p>\r\n

3. Nh\u1eefng sai ph\u1ea1m c\u1ee7a Findo<\/h2>\r\n\r\n\r\n\r\n

Findo b\u1ecb c\u00e1o bu\u1ed9c nhi\u1ec1u sai ph\u1ea1m nghi\u00eam tr\u1ecdng, bao g\u1ed3m:<\/p>\r\n\r\n\r\n\r\n