{"id":8383,"date":"2025-09-29T23:58:48","date_gmt":"2025-09-29T16:58:48","guid":{"rendered":"https:\/\/vn.alphaloan.co\/blog\/?p=8383"},"modified":"2025-12-25T14:18:35","modified_gmt":"2025-12-25T07:18:35","slug":"unionpay-la-gi","status":"publish","type":"post","link":"https:\/\/vn.alphaloan.co\/blog\/unionpay-la-gi\/","title":{"rendered":"Th\u1ebb UnionPay l\u00e0 g\u00ec? C\u00f3 g\u00ec kh\u00e1c v\u1edbi c\u00e1c lo\u1ea1i th\u1ebb c\u00f2n l\u1ea1i?"},"content":{"rendered":"\r\n<p><em>Trong th\u1eddi \u0111\u1ea1i s\u1ed1 h\u00f3a t\u00e0i ch\u00ednh, th\u1ebb thanh to\u00e1n qu\u1ed1c t\u1ebf \u0111\u00e3 tr\u1edf th\u00e0nh c\u00f4ng c\u1ee5 thi\u1ebft y\u1ebfu cho nh\u1eefng ai th\u01b0\u1eddng xuy\u00ean \u0111i du l\u1ecbch, mua s\u1eafm v\u00e0 th\u1ef1c hi\u1ec7n giao d\u1ecbch \u1edf n\u01b0\u1edbc ngo\u00e0i. Trong c\u00e1c l\u1ef1a ch\u1ecdn th\u1ebb thanh to\u00e1n hi\u1ec7n nay th\u00ec UnionPay l\u00e0 m\u1ed9t c\u00e1i t\u00ean c\u00f2n t\u01b0\u01a1ng \u0111\u1ed1i xa l\u1ea1 v\u1edbi th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam nh\u01b0ng l\u1ea1i r\u1ea5t n\u1ed5i ti\u1ebfng \u1edf th\u1ecb tr\u01b0\u1eddng t\u1ef7 d\u00e2n n\u01b0\u1edbc b\u1ea1n. V\u1eady UnionPay l\u00e0 g\u00ec? C\u00f9ng <a href=\"https:\/\/vn.alphaloan.co\/\" rel=\"sponsored\">Alphaloan<\/a> t\u00ecm hi\u1ec3u qua b\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y nh\u00e9!<\/em><\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\">1. Gi\u1edbi thi\u1ec7u v\u1ec1 UnionPay<\/h2>\r\n\r\n\r\n\r\n<p>UnionPay, hay c\u00f2n \u0111\u01b0\u1ee3c bi\u1ebft \u0111\u1ebfn v\u1edbi t\u00ean \u0111\u1ea7y \u0111\u1ee7 China UnionPay &#8211; l\u00e0 m\u1ed9t trong nh\u1eefng t\u1ed5 ch\u1ee9c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh l\u1edbn tr\u00ean th\u1ebf gi\u1edbi, \u0111\u01b0\u1ee3c th\u00e0nh l\u1eadp v\u00e0o n\u0103m 2002 t\u1ea1i Th\u01b0\u1ee3ng H\u1ea3i, Trung Qu\u1ed1c. V\u1edbi m\u1ee5c ti\u00eau cung c\u1ea5p d\u1ecbch v\u1ee5 th\u1ebb ng\u00e2n h\u00e0ng h\u00e0ng \u0111\u1ea7u cho th\u1ecb tr\u01b0\u1eddng c\u1ea3 n\u1ed9i \u0111\u1ecba Trung v\u00e0 qu\u1ed1c t\u1ebf, UnionPay \u0111\u00e3 nhanh ch\u00f3ng ph\u00e1t tri\u1ec3n th\u00e0nh h\u1ec7 th\u1ed1ng thanh to\u00e1n to\u00e0n c\u1ea7u, \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn t\u1ea1i h\u01a1n 180 qu\u1ed1c gia v\u00e0 v\u00f9ng l\u00e3nh th\u1ed5. Theo m\u1ed9t s\u1ed1 ngu\u1ed3n\u00a0 tin ch\u01b0a \u0111\u01b0\u1ee3c x\u00e1c minh t\u1eeb Trung Qu\u1ed1c , th\u01b0\u01a1ng hi\u1ec7u n\u00e0y \u0111\u00e3 ph\u00e1t h\u00e0nh t\u1ed5ng c\u1ed9ng h\u01a1n 8 t\u1ef7 th\u1ebb thanh to\u00e1n c\u00e1c lo\u1ea1i, m\u1ed9t con s\u1ed1 kh\u1ed5ng l\u1ed3 m\u00e0 b\u1ea5t k\u1ef3 th\u01b0\u01a1ng hi\u1ec7u n\u00e0o c\u0169ng \u0111\u1ec1u ao \u01b0\u1edbc.<\/p>\r\n\r\n\r\n\r\n<p>T\u1ea1i Vi\u1ec7t Nam, UnionPay ng\u00e0y c\u00e0ng \u0111\u01b0\u1ee3c \u01b0a chu\u1ed9ng nh\u1edd xu h\u01b0\u1edbng kinh doanh d\u1ecbch chuy\u1ec3n \u0111\u1ebfn Trung Qu\u1ed1c sau \u0111\u1ea1i d\u1ecbch. UnionPay h\u1ed7 tr\u1ee3 ng\u01b0\u1eddi d\u00f9ng linh ho\u1ea1t thanh to\u00e1n qu\u1ed1c t\u1ebf m\u1ed9t c\u00e1ch an to\u00e0n v\u00e0 ti\u1ec7n l\u1ee3i, \u0111\u1eb7c bi\u1ec7t l\u00e0 khi \u0111i du l\u1ecbch, mua s\u1eafm v\u00e0 kinh doanh xuy\u00ean bi\u00ean gi\u1edbi t\u1ea1i Trung Qu\u1ed1c.<\/p>\r\n\r\n\r\n\r\n<figure class=\"wp-block-image aligncenter\"><img fetchpriority=\"high\" decoding=\"async\" width=\"620\" height=\"465\" class=\"wp-image-8397\" src=\"https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/09\/unionpay-la-gi-1.jpg\" alt=\"t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh UnionPay\" srcset=\"https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/09\/unionpay-la-gi-1.jpg 620w, https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/09\/unionpay-la-gi-1-300x225.jpg 300w\" sizes=\"(max-width: 620px) 100vw, 620px\" \/>\r\n<figcaption class=\"wp-element-caption\">UnionPay c\u00f3 xu\u1ea5t x\u1ee9 t\u1eeb Trung Qu\u1ed1c<\/figcaption>\r\n<\/figure>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\">2. Th\u1ebb UnionPay l\u00e0 g\u00ec?<\/h2>\r\n\r\n\r\n\r\n<p>Th\u1ebb UnionPay l\u00e0 lo\u1ea1i th\u1ebb thanh to\u00e1n qu\u1ed1c t\u1ebf do Hi\u1ec7p h\u1ed9i Th\u1ebb Ng\u00e2n h\u00e0ng Trung Qu\u1ed1c ph\u00e1t h\u00e0nh, bao g\u1ed3m th\u1ebb t\u00edn d\u1ee5ng,<a href=\"https:\/\/vn.alphaloan.co\/blog\/the-ghi-no-la-gi\/\" target=\"_blank\" rel=\"noopener\"> th\u1ebb ghi n\u1ee3<\/a> v\u00e0 th\u1ebb tr\u1ea3 tr\u01b0\u1edbc. Ng\u01b0\u1eddi d\u00f9ng c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng th\u1ebb \u0111\u1ec3 thanh to\u00e1n h\u00e0ng h\u00f3a, d\u1ecbch v\u1ee5 ho\u1eb7c r\u00fat ti\u1ec1n m\u1eb7t t\u1ea1i c\u00e1c \u0111i\u1ec3m ch\u1ea5p nh\u1eadn th\u1ebb c\u00f3 bi\u1ec3u t\u01b0\u1ee3ng UnionPay tr\u00ean to\u00e0n th\u1ebf gi\u1edbi. Th\u1ebb UnionPay \u0111\u1eb7c bi\u1ec7t ph\u1ed5 bi\u1ebfn t\u1ea1i Trung Qu\u1ed1c,\u00a0 n\u01a1i UnionPay chi\u1ebfm 100% th\u1ecb ph\u1ea7n. M\u1ed9t s\u1ed1 th\u1ecb tr\u01b0\u1eddng kh\u00e1c m\u00e0 th\u1ebb UnionPay kh\u00e1 ph\u1ed5 bi\u1ebfn l\u00e0 H\u1ed3ng K\u00f4ng, Singapore, \u0110\u00e0i Loan v\u00e0 Ma Cao.<\/p>\r\n\r\n\r\n\r\n<figure class=\"wp-block-image aligncenter\"><img decoding=\"async\" width=\"620\" height=\"465\" class=\"wp-image-8396\" src=\"https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/09\/unionpay-la-gi-2.jpg\" alt=\"th\u1ebb UnionPay Sacombank\" srcset=\"https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/09\/unionpay-la-gi-2.jpg 620w, https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/09\/unionpay-la-gi-2-300x225.jpg 300w\" sizes=\"(max-width: 620px) 100vw, 620px\" \/>\r\n<figcaption class=\"wp-element-caption\">Th\u1ebb UnionPay \u0111\u01b0\u1ee3c \u01b0u \u0111\u00e3i nhi\u1ec1u khi s\u1eed d\u1ee5ng \u1edf Trung Qu\u1ed1c<\/figcaption>\r\n<\/figure>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\">3. \u0110\u1eb7c \u0111i\u1ec3m c\u1ee7a th\u1ebb UnionPay<\/h2>\r\n\r\n\r\n\r\n<p>Th\u1ebb UnionPay n\u1ed5i b\u1eadt v\u1edbi nhi\u1ec1u \u0111\u1eb7c \u0111i\u1ec3m ph\u00f9 h\u1ee3p cho ng\u01b0\u1eddi d\u00f9ng th\u01b0\u1eddng xuy\u00ean di chuy\u1ec3n, mua s\u1eafm ho\u1eb7c kinh doanh \u1edf th\u1ecb tr\u01b0\u1eddng Trung Qu\u1ed1c, c\u1ee5 th\u1ec3:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><strong>Ph\u1ea1m vi ch\u1ea5p nh\u1eadn r\u1ed9ng<\/strong>: \u0110\u01b0\u1ee3c s\u1eed d\u1ee5ng t\u1ea1i h\u00e0ng tri\u1ec7u \u0111i\u1ec3m POS v\u00e0 ATM tr\u00ean to\u00e0n c\u1ea7u, \u0111\u1eb7c bi\u1ec7t ph\u1ed5 bi\u1ebfn t\u1ea1i Trung Qu\u1ed1c v\u00e0 m\u1ed9t v\u00e0i qu\u1ed1c gia Ch\u00e2u \u00c1 kh\u00e1c.<\/li>\r\n\r\n\r\n\r\n<li><strong>An to\u00e0n v\u00e0 b\u1ea3o m\u1eadt<\/strong>: Trang b\u1ecb chip EMV \u0111\u1eddi m\u1edbi nh\u1ea5t v\u00e0 \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng c\u00e1c giao th\u1ee9c b\u1ea3o m\u1eadt thi\u1ebft th\u1ef1c nh\u01b0 x\u00e1c th\u1ef1c OTP qua SMS m\u1ed7i khi ph\u00e1t sinh giao d\u1ecbch v\u00e0 c\u00f4ng ngh\u1ec7 ch\u1ed1ng gian l\u1eadn ti\u00ean ti\u1ebfn.<\/li>\r\n\r\n\r\n\r\n<li><strong>Nhi\u1ec1u \u01b0u \u0111\u00e3i h\u1ea5p d\u1eabn<\/strong>: Gi\u1ea3m \u0111\u1ebfn 50% khi thanh to\u00e1n c\u00e1c d\u1ecbch v\u1ee5 \u0103n u\u1ed1ng, mua s\u1eafm, du l\u1ecbch t\u1ea1i Trung Qu\u1ed1c; ho\u00e0n ti\u1ec1n khi chi ti\u00eau \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n; mi\u1ec5n l\u00e3i 45-55 ng\u00e0y cho c\u00e1c d\u00f2ng th\u1ebb t\u00edn d\u1ee5ng.<\/li>\r\n\r\n\r\n\r\n<li><strong>H\u1ea1n m\u1ee9c linh ho\u1ea1t<\/strong>: H\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng l\u00ean \u0111\u1ebfn 300 tri\u1ec7u VND, ph\u00ed th\u01b0\u1eddng ni\u00ean th\u1ea5p v\u00e0 th\u01b0\u1eddng xuy\u00ean c\u00f3 ch\u01b0\u01a1ng tr\u00ecnh mi\u1ec5n ph\u00ed th\u01b0\u1eddng ni\u00ean khi chi ti\u00eau \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n.<\/li>\r\n\r\n\r\n\r\n<li><strong>C\u00f4ng ngh\u1ec7 hi\u1ec7n \u0111\u1ea1i<\/strong>: H\u1ed7 tr\u1ee3 thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac, li\u00ean k\u1ebft v\u1edbi v\u00ed \u0111i\u1ec7n t\u1eed nh\u01b0 Alipay v\u00e0 WeChat Pay t\u1ea1i Trung Qu\u1ed1c.<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\">4. So s\u00e1nh ng\u1eafn g\u1ecdn th\u1ebb UnionPay v\u1edbi th\u1ebb Visa\/MasterCard<\/h2>\r\n\r\n\r\n\r\n<p>V\u1ec1 ch\u1ee9c n\u0103ng thanh to\u00e1n v\u00e0 giao d\u1ecbch th\u00ec th\u1ebb UnionPay kh\u00f4ng c\u00f3 qu\u00e1 nhi\u1ec1u s\u1ef1 kh\u00e1c bi\u1ec7t v\u1edbi c\u00e1c d\u00f2ng th\u1ebb ph\u1ed5 bi\u1ebfn nh\u01b0 Visa v\u00e0 MasterCard. \u0110i\u1ec1u khi\u1ebfn ng\u01b0\u1eddi d\u00f9ng ch\u1ecdn UnionPay thay v\u00ec nh\u1eefng \u0111\u01a1n v\u1ecb ph\u00e1t h\u00e0nh th\u1ebb qu\u1ed1c t\u1ebf kh\u00e1c ch\u00ednh l\u00e0 ph\u1ea1m vi v\u00e0 th\u1ecb tr\u01b0\u1eddng ho\u1ea1t \u0111\u1ed9ng. C\u1ee5 th\u1ec3 nh\u01b0 b\u1ea3ng sau:<\/p>\r\n\r\n\r\n\r\n<figure class=\"wp-block-table\">\r\n<table class=\"has-fixed-layout\">\r\n<tbody>\r\n<tr>\r\n<th style=\"text-align: center;\">Ti\u00eau ch\u00ed<\/th>\r\n<th style=\"text-align: center;\">UnionPay<\/th>\r\n<th style=\"text-align: center;\">Visa\/Mastercard<\/th>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\"><strong>Ph\u1ea1m vi ho\u1ea1t \u0111\u1ed9ng<\/strong><\/td>\r\n<td style=\"text-align: center;\">R\u1ea5t m\u1ea1nh \u1edf Trung Qu\u1ed1c v\u00e0 \u0110\u00f4ng \u00c1 nh\u01b0ng t\u01b0\u01a1ng \u0111\u1ed1i h\u1ea1n ch\u1ebf \u1edf th\u1ecb tr\u01b0\u1eddng qu\u1ed1c t\u1ebf.<\/td>\r\n<td style=\"text-align: center;\">Ph\u1ed5 bi\u1ebfn tr\u00ean to\u00e0n c\u1ea7u<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\"><strong>\u01afu \u0111\u00e3i<\/strong><\/td>\r\n<td style=\"text-align: center;\">R\u1ea5t nhi\u1ec1u \u01b0u \u0111\u00e3i t\u1ed1t \u1edf th\u1ecb tr\u01b0\u1eddng Trung Qu\u1ed1c.<\/td>\r\n<td style=\"text-align: center;\">\u0110a d\u1ea1ng \u01b0u \u0111\u00e3i tr\u00ean ph\u1ea1m vi to\u00e0n c\u1ea7u<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\"><strong>Ph\u00f9 h\u1ee3p v\u1edbi<\/strong><\/td>\r\n<td style=\"text-align: center;\">Kh\u00e1ch du l\u1ecbch, ng\u01b0\u1eddi l\u00e0m kinh doanh \u1edf th\u1ecb tr\u01b0\u1eddng Trung Qu\u1ed1c v\u00e0 \u0110\u00f4ng \u00c1<\/td>\r\n<td style=\"text-align: center;\">\u0110\u1ea1i \u0111a s\u1ed1 kh\u00e1ch h\u00e0ng c\u00f3 nhu c\u1ea7u thanh to\u00e1n qu\u1ed1c t\u1ebf<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<\/figure>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\">5. Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam n\u00e0o \u0111ang ph\u00e1t h\u00e0nh th\u1ebb UnionPay?<\/h2>\r\n\r\n\r\n\r\n<p>T\u1ea1i Vi\u1ec7t Nam, nhi\u1ec1u ng\u00e2n h\u00e0ng l\u1edbn \u0111\u00e3 h\u1ee3p t\u00e1c v\u1edbi UnionPay \u0111\u1ec3 ph\u00e1t h\u00e0nh th\u1ebb, \u0111\u1eb7c bi\u1ec7t khi nhu c\u1ea7u du l\u1ecbch, ti\u00eau d\u00f9ng, mua s\u1eafm v\u00e0 \u0111\u1ea7u t\u01b0 t\u1ea1i th\u1ecb tr\u01b0\u1eddng Trung Qu\u1ed1c c\u1ee7a ng\u01b0\u1eddi d\u00e2n trong n\u01b0\u1edbc ng\u00e0y c\u00e0ng gia t\u0103ng. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 danh s\u00e1ch m\u1ed9t v\u00e0i ng\u00e2n h\u00e0ng \u0111\u00e3 ph\u00e1t h\u00e0nh th\u1ebb c\u1ee7a \u0111\u01a1n v\u1ecb thanh to\u00e1n n\u00e0y:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><strong>VietinBank<\/strong>: Ph\u00e1t h\u00e0nh th\u1ebb UnionPay Debit Platinum v\u00e0 Credit Platinum, mi\u1ec5n ph\u00ed th\u01b0\u1eddng ni\u00ean n\u0103m \u0111\u1ea7u \u0111i k\u00e8m v\u1edbi nhi\u1ec1u \u01b0u \u0111\u00e3i h\u1ea5p d\u1eabn cho kh\u00e1ch h\u00e0ng \u0111i du l\u1ecbch Trung Qu\u1ed1c.<\/li>\r\n\r\n\r\n\r\n<li><strong>VPBank<\/strong>: Ra m\u1eaft th\u1ebb UnionPay Freeways, mi\u1ec5n ph\u00ed giao d\u1ecbch qu\u1ed1c t\u1ebf v\u00e0 ho\u00e0n ti\u1ec1n \u0111\u1ebfn 1 tri\u1ec7u VND khi chi ti\u00eau du l\u1ecbch Trung Qu\u1ed1c.<\/li>\r\n\r\n\r\n\r\n<li><strong>Sacombank<\/strong>: Th\u1ebb thanh to\u00e1n Sacombank UnionPay Debit, h\u1ed7 tr\u1ee3 r\u00fat ti\u1ec1n to\u00e0n c\u1ea7u v\u00e0 gi\u1ea3m 50% cho c\u00e1c giao d\u1ecbch mua s\u1eafm t\u1ea1i c\u1eeda h\u00e0ng \u0111\u1ed1i t\u00e1c.<\/li>\r\n\r\n\r\n\r\n<li><strong>MB Bank<\/strong>: Th\u1ebb UnionPay MBBank (phi v\u1eadt l\u00fd) ti\u1ec7n ,l\u1ee3i, x\u00e1c th\u1ef1c OTP an to\u00e0n, ph\u00f9 h\u1ee3p giao d\u1ecbch online t\u1ea1i Trung Qu\u1ed1c.<\/li>\r\n\r\n\r\n\r\n<li><strong>Vietcombank<\/strong>: Nay \u0111\u00e3 ng\u1eebng ph\u00e1t h\u00e0nh m\u1edbi \u0111\u1ed1i v\u1edbi d\u00f2ng th\u1ebb Vietcombank UnionPay.<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\">6. C\u00f3 n\u00ean d\u00f9ng th\u1ebb UnionPay kh\u00f4ng?<\/h2>\r\n\r\n\r\n\r\n<p>Vi\u1ec7c c\u00f3 n\u00ean d\u00f9ng th\u1ebb UnionPay hay kh\u00f4ng ho\u00e0n to\u00e0n ph\u1ee5 thu\u1ed9c v\u00e0o nhu c\u1ea7u ti\u00eau d\u00f9ng v\u00e0 chi ti\u00eau c\u1ee7a b\u1ea1n. N\u1ebfu b\u1ea1n c\u00f3 \u00fd \u0111\u1ecbnh \u0111i c\u00f4ng t\u00e1c, du l\u1ecbch Trung Qu\u1ed1c ho\u1eb7c th\u01b0\u1eddng xuy\u00ean mua s\u1eafm v\u00e0 s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 c\u1ee7a c\u00e1c \u0111\u01a1n v\u1ecb \u1edf qu\u1ed1c gia n\u00e0y th\u00ec vi\u1ec7c s\u1edf h\u1eefu cho m\u00ecnh m\u1ed9t t\u1ea5m th\u1ebb UnionPay l\u00e0 s\u1ef1 l\u1ef1a ch\u1ecdn ho\u00e0n h\u1ea3o. Tuy nhi\u00ean, n\u1ebfu b\u1ea1n mu\u1ed1n m\u1ed9t t\u1ea5m th\u1ebb c\u00f3 kh\u1ea3 n\u0103ng thanh to\u00e1n linh ho\u1ea1t h\u01a1n, \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 thanh to\u00e1n \u1edf nhi\u1ec1u qu\u1ed1c gia tr\u00ean to\u00e0n c\u1ea7u th\u00ec Visa ho\u1eb7c Master l\u00e0 l\u1ef1a ch\u1ecdn h\u1ee3p l\u00ed h\u01a1n.<\/p>\r\n\r\n\r\n\n<div class=\"wp-block-essential-blocks-wrapper  root-eb-wrapper-hjjv7\"><div class=\"eb-parent-wrapper eb-parent-eb-wrapper-hjjv7 \"><div class=\"eb-wrapper-outer eb-wrapper-hjjv7\"><div class=\"eb-wrapper-inner\"><div class=\"eb-wrapper-inner-blocks eb-wrapper-align-center\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:96%\">\n<div class=\"wp-block-essential-blocks-text  root-eb-text-bcuxc\"><div class=\"eb-parent-wrapper eb-parent-eb-text-bcuxc \"><div class=\"eb-text-wrapper eb-text-bcuxc\" data-id=\"eb-text-bcuxc\"><p class=\"eb-text\"><strong> C\u00d3 NGAY 100 TRI\u1ec6U V\u1ec0 TAY<\/strong><br><strong>CH\u1ec8 C\u1ea6N CCCD &#8211; KH\u00d4NG TH\u1ebe CH\u1ea4P <\/strong><br>VPBANK ra m\u1eaft g\u00f3i vay t\u00edn ch\u1ea5p \u0111\u1ebfn 100 tri\u1ec7u v\u1edbi l\u00e3i su\u1ea5t t\u1eeb 1.2%, \u0111\u0103ng k\u00fd online 100% ch\u1ec9 v\u1edbi CCCD cho kh\u00e1ch h\u00e0ng c\u00f3 l\u1ecbch s\u1eed t\u00edn d\u1ee5ng t\u1ed1t. <br>M\u1edf kho\u1ea3n vay qua AlphaLoan \u0111\u1ec3 \u0111\u01b0\u1ee3c x\u00e9t duy\u1ec7t ngay h\u00f4m nay\ud83d\udcb0  <\/p><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-essential-blocks-button  root-eb-button-oae3d\"><div class=\"eb-parent-wrapper eb-parent-eb-button-oae3d \"><div class=\"eb-button-wrapper eb-button-alignment eb-button-oae3d\"><div class=\"eb-button\"><div class=\"eb-button-inner-wrapper \"><a class=\"eb-button-anchor \" href=\"https:\/\/zalo.me\/alphaloanvietnam\" target=\"_blank\" rel=\"noopener\"><i icon=\"fas fa-arrow-right\" class=\"fas fa-arrow-right eb-button-icon eb-button-icon-left hvr-icon\"><\/i>T\u01b0 v\u1ea5n m\u1edf kho\u1ea3n vay<\/a><\/div><\/div><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<div class=\"wp-block-essential-blocks-advanced-image  root-eb-advanced-image-kl8ye\"><div class=\"eb-parent-wrapper eb-parent-eb-advanced-image-kl8ye \"><figure class=\"eb-advanced-image-wrapper eb-advanced-image-kl8ye img-style-rounded caption-style-1 caption-horizontal-center caption-vertical-bottom bottom no-effect\" data-id=\"eb-advanced-image-kl8ye\"><div class=\"image-wrapper\"><img decoding=\"async\" src=\"https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/11\/Screenshot-2025-11-24-140144.png\" alt=\"\"\/><\/div><\/figure><\/div><\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div>\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\">L\u1eddi k\u1ebft<\/h2>\r\n\r\n\r\n\r\n<p><em>Tr\u00ean \u0111\u00e2y l\u00e0 t\u1ea5t c\u1ea3 th\u00f4ng tin m\u00e0 Alphaloan \u0111\u00e3 t\u1ed5ng h\u1ee3p \u0111\u01b0\u1ee3c \u0111\u1ec3 gi\u00fap b\u1ea1n \u0111\u1ecdc hi\u1ec3u r\u00f5 th\u1ebb UnionPay l\u00e0 g\u00ec, \u0111\u1eb7c \u0111i\u1ec3m n\u1ed5i b\u1eadt c\u0169ng nh\u01b0 nh\u1eefng h\u1ea1n ch\u1ebf c\u1ee7a d\u00f2ng th\u1ebb n\u00e0y tr\u00ean th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam v\u00e0 qu\u1ed1c t\u1ebf. Hi v\u1ecdng b\u00e0i vi\u1ebft n\u00e0y \u0111\u00e3 cung c\u1ea5p \u0111\u1ea7y \u0111\u1ee7 nh\u1eefng th\u00f4ng tin m\u00e0 b\u1ea1n \u0111\u1ecdc \u0111ang t\u00ecm ki\u1ebfm v\u00e0 c\u00f3 gi\u00fap b\u1ea1n l\u1ef1a ch\u1ecdn \u0111\u01b0\u1ee3c \u0111\u01a1n v\u1ecb ph\u00e1t h\u00e0nh th\u1ebb ph\u00f9 h\u1ee3p \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c m\u1ecdi nhu c\u1ea7u chi ti\u00eau c\u1ee7a b\u1ea3n th\u00e2n!<\/em><\/p>\r\n","protected":false},"excerpt":{"rendered":"<p>Trong th\u1eddi \u0111\u1ea1i s\u1ed1 h\u00f3a t\u00e0i ch\u00ednh, th\u1ebb thanh to\u00e1n qu\u1ed1c t\u1ebf \u0111\u00e3 tr\u1edf th\u00e0nh c\u00f4ng c\u1ee5 thi\u1ebft y\u1ebfu cho nh\u1eefng ai th\u01b0\u1eddng xuy\u00ean \u0111i du l\u1ecbch, mua s\u1eafm v\u00e0 th\u1ef1c hi\u1ec7n giao d\u1ecbch \u1edf n\u01b0\u1edbc ngo\u00e0i. Trong c\u00e1c l\u1ef1a ch\u1ecdn th\u1ebb thanh to\u00e1n hi\u1ec7n nay th\u00ec UnionPay l\u00e0 m\u1ed9t c\u00e1i t\u00ean c\u00f2n t\u01b0\u01a1ng \u0111\u1ed1i [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":8398,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","rank_math_lock_modified_date":false,"_uag_custom_page_level_css":"","ub_ctt_via":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_themeisle_gutenberg_block_has_review":false,"footnotes":""},"categories":[419],"tags":[],"class_list":["post-8383","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kien-thuc-the-tin-dung"],"featured_image_src":"https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/09\/unionpay-la-gi-cover.jpg","author_info":{"display_name":"May","author_link":"https:\/\/vn.alphaloan.co\/blog\/author\/may\/"},"uagb_featured_image_src":{"full":["https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/09\/unionpay-la-gi-cover.jpg",1640,924,false],"thumbnail":["https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/09\/unionpay-la-gi-cover-150x150.jpg",150,150,true],"medium":["https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/09\/unionpay-la-gi-cover-300x169.jpg",300,169,true],"medium_large":["https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/09\/unionpay-la-gi-cover-768x433.jpg",768,433,true],"large":["https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/09\/unionpay-la-gi-cover-1024x577.jpg",1024,577,true],"1536x1536":["https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/09\/unionpay-la-gi-cover-1536x865.jpg",1536,865,true],"2048x2048":["https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/09\/unionpay-la-gi-cover.jpg",1640,924,false],"crp_thumbnail":["https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/09\/unionpay-la-gi-cover.jpg",35,20,false]},"uagb_author_info":{"display_name":"May","author_link":"https:\/\/vn.alphaloan.co\/blog\/author\/may\/"},"uagb_comment_info":0,"uagb_excerpt":"Trong th\u1eddi \u0111\u1ea1i s\u1ed1 h\u00f3a t\u00e0i ch\u00ednh, th\u1ebb thanh to\u00e1n qu\u1ed1c t\u1ebf \u0111\u00e3 tr\u1edf th\u00e0nh c\u00f4ng c\u1ee5 thi\u1ebft y\u1ebfu cho nh\u1eefng ai th\u01b0\u1eddng xuy\u00ean \u0111i du l\u1ecbch, mua s\u1eafm v\u00e0 th\u1ef1c hi\u1ec7n giao d\u1ecbch \u1edf n\u01b0\u1edbc ngo\u00e0i. Trong c\u00e1c l\u1ef1a ch\u1ecdn th\u1ebb thanh to\u00e1n hi\u1ec7n nay th\u00ec UnionPay l\u00e0 m\u1ed9t c\u00e1i t\u00ean c\u00f2n t\u01b0\u01a1ng \u0111\u1ed1i&hellip;","_links":{"self":[{"href":"https:\/\/vn.alphaloan.co\/blog\/wp-json\/wp\/v2\/posts\/8383"}],"collection":[{"href":"https:\/\/vn.alphaloan.co\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vn.alphaloan.co\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vn.alphaloan.co\/blog\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/vn.alphaloan.co\/blog\/wp-json\/wp\/v2\/comments?post=8383"}],"version-history":[{"count":8,"href":"https:\/\/vn.alphaloan.co\/blog\/wp-json\/wp\/v2\/posts\/8383\/revisions"}],"predecessor-version":[{"id":9737,"href":"https:\/\/vn.alphaloan.co\/blog\/wp-json\/wp\/v2\/posts\/8383\/revisions\/9737"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vn.alphaloan.co\/blog\/wp-json\/wp\/v2\/media\/8398"}],"wp:attachment":[{"href":"https:\/\/vn.alphaloan.co\/blog\/wp-json\/wp\/v2\/media?parent=8383"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vn.alphaloan.co\/blog\/wp-json\/wp\/v2\/categories?post=8383"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vn.alphaloan.co\/blog\/wp-json\/wp\/v2\/tags?post=8383"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}