{"id":8461,"date":"2025-10-14T00:55:29","date_gmt":"2025-10-13T17:55:29","guid":{"rendered":"https:\/\/vn.alphaloan.co\/blog\/?p=8461"},"modified":"2026-04-16T16:10:18","modified_gmt":"2026-04-16T09:10:18","slug":"lai-suat-vay-ngan-hang-bidv","status":"publish","type":"post","link":"https:\/\/vn.alphaloan.co\/blog\/lai-suat-vay-ngan-hang-bidv\/","title":{"rendered":"L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng BIDV th\u00e1ng 04\/2026"},"content":{"rendered":"\r\n<p><em>BIDV l\u00e0 m\u1ed9t trong nh\u1eefng ng\u00e2n h\u00e0ng l\u1edbn v\u00e0 \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u01b0\u1eddi tin t\u01b0\u1edfng l\u1ef1a ch\u1ecdn khi c\u00f3 nhu c\u1ea7u vay v\u1ed1n \u0111\u1ec3 gi\u1ea3i quy\u1ebft nhu c\u1ea7u c\u00e1 nh\u00e2n. C\u00f9ng <a href=\"https:\/\/vn.alphaloan.co\/\" target=\"_blank\" rel=\"noopener\">Alphaloan<\/a> c\u1eadp nh\u1eadt l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng BIDV c\u0169ng nh\u01b0 nh\u1eefng ch\u01b0\u01a1ng tr\u00ecnh \u01b0u \u0111\u00e3i \u0111ang \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng qua b\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y nh\u00e9!<\/em><\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\">1. L\u00e3i su\u1ea5t cho vay b\u00ecnh qu\u00e2n ng\u00e2n h\u00e0ng BIDV n\u0103m 2026<\/h2>\r\n\r\n\r\n\r\n<p>Theo th\u00f4ng b\u00e1o \u0111\u1ecbnh k\u1ef3 ch\u00ednh th\u1ee9c tr\u00ean website c\u1ee7a BIDV, m\u1ee9c l\u00e3i su\u1ea5t cho vay b\u00ecnh qu\u00e2n v\u00e0 c\u00e1c ch\u1ec9 s\u1ed1 li\u00ean quan c\u1ee7a ng\u00e2n h\u00e0ng n\u00e0y trong th\u00e1ng 3\/2026 l\u1ea7n l\u01b0\u1ee3t l\u00e0:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>L\u00e3i su\u1ea5t cho vay b\u00ecnh qu\u00e2n: <strong>6.35%\/n\u0103m<\/strong><\/li>\r\n\r\n\r\n\r\n<li>M\u1ee9c ch\u00eanh l\u1ec7ch l\u00e3i su\u1ea5t cho vay v\u00e0 huy \u0111\u1ed9ng v\u1ed1n b\u00ecnh qu\u00e2n:<strong> 2.76%<\/strong><\/li>\r\n\r\n\r\n\r\n<li>M\u1ee9c ch\u00eanh l\u1ec7ch l\u00e3i su\u1ea5t sau khi tr\u1eeb c\u00e1c chi ph\u00ed li\u00ean quan:<strong> 1.58%<\/strong><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<figure class=\"wp-block-image aligncenter\"><img fetchpriority=\"high\" decoding=\"async\" width=\"620\" height=\"465\" class=\"wp-image-8469\" src=\"https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/10\/lai-suat-vay-ngan-hang-bidv-1.jpg\" alt=\"l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng BIDV\" srcset=\"https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/10\/lai-suat-vay-ngan-hang-bidv-1.jpg 620w, https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/10\/lai-suat-vay-ngan-hang-bidv-1-300x225.jpg 300w\" sizes=\"(max-width: 620px) 100vw, 620px\" \/>\r\n<figcaption class=\"wp-element-caption\">L\u00e3i su\u1ea5t b\u00ecnh qu\u00e2n ng\u00e2n h\u00e0ng BIDV kh\u00e1 t\u1ed1t<\/figcaption>\r\n<\/figure>\r\n\r\n\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\">2. Chi ti\u1ebft l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng BIDV n\u0103m 2026<\/h2>\r\n\r\n\r\n\r\n<figure class=\"wp-block-table\">\r\n<table class=\"has-fixed-layout\">\r\n<tbody>\r\n<tr>\r\n<td style=\"text-align: center;\"><strong>Lo\u1ea1i h\u00ecnh vay\u00a0<\/strong><\/td>\r\n<td style=\"text-align: center;\"><strong>L\u00e3i su\u1ea5t tham kh\u1ea3o<\/strong><\/td>\r\n<td style=\"text-align: center;\"><strong>H\u1ea1n m\u1ee9c t\u1ed1i \u0111a<\/strong><\/td>\r\n<td style=\"text-align: center;\"><strong>Th\u1eddi h\u1ea1n vay t\u1ed1i \u0111a<\/strong><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\">Vay ti\u00eau d\u00f9ng kh\u00f4ng t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o<\/td>\r\n<td style=\"text-align: center;\">12%\/n\u0103m<\/td>\r\n<td style=\"text-align: center;\" rowspan=\"2\">Linh ho\u1ea1t<\/td>\r\n<td style=\"text-align: center;\">84 th\u00e1ng<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\">Vay ti\u00eau d\u00f9ng c\u00f3 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o<\/td>\r\n<td style=\"text-align: center;\">7%\/n\u0103m<\/td>\r\n<td style=\"text-align: center;\">84 th\u00e1ng<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\">Vay s\u1ea3n xu\u1ea5t kinh doanh<\/td>\r\n<td style=\"text-align: center;\">4,1% &#8211; 7%\/n\u0103m<\/td>\r\n<td style=\"text-align: center;\">100% nhu c\u1ea7u v\u1ed1n<\/td>\r\n<td style=\"text-align: center;\">84 th\u00e1ng<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\">Vay du h\u1ecdc<\/td>\r\n<td style=\"text-align: center;\">7,5%\/n\u0103m<\/td>\r\n<td style=\"text-align: center;\">100% chi ph\u00ed du h\u1ecdc<\/td>\r\n<td style=\"text-align: center;\">120 th\u00e1ng<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\">Vay mua nh\u00e0<\/td>\r\n<td style=\"text-align: center;\">5% &#8211; 7%\/n\u0103m<\/td>\r\n<td style=\"text-align: center;\">100% gi\u00e1 tr\u1ecb nh\u00e0<\/td>\r\n<td style=\"text-align: center;\">360 th\u00e1ng<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\">Vay mua \u00f4 t\u00f4<\/td>\r\n<td style=\"text-align: center;\">6% &#8211; 7%\/n\u0103m<\/td>\r\n<td style=\"text-align: center;\">100% gi\u00e1 tr\u1ecb xe<\/td>\r\n<td style=\"text-align: center;\">84 th\u00e1ng<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<\/figure>\r\n\r\n\r\n\r\n<p><strong>*L\u01b0u \u00fd:<\/strong> B\u1ea3ng tr\u00ean ch\u1ec9 l\u00e0 s\u1ed1 li\u1ec7u mang t\u00ednh ch\u1ea5t tham kh\u1ea3o, kh\u00f4ng ph\u1ea3i l\u00e0 l\u00e3i su\u1ea5t ch\u00ednh th\u1ee9c \u00e1p d\u1ee5ng cho m\u1ecdi kho\u1ea3n vay t\u1ea1i ng\u00e2n h\u00e0ng BIDV. L\u00e3i su\u1ea5t cho vay t\u1ea1i ng\u00e2n h\u00e0ng s\u1ebd li\u00ean t\u1ee5c \u0111\u01b0\u1ee3c c\u1eadp nh\u1eadt t\u00f9y theo ch\u00ednh s\u00e1ch c\u1ee7a ng\u00e2n h\u00e0ng, t\u00ecnh h\u00ecnh kinh t\u1ebf th\u1ecb tr\u01b0\u1eddng v\u00e0 k\u1ebft qu\u1ea3 th\u1ea9m \u0111\u1ecbnh h\u1ed3 s\u01a1 vay v\u1ed1n c\u1ee7a t\u1eebng kh\u00e1ch h\u00e0ng. \u0110\u1ec3 bi\u1ebft ch\u00ednh x\u00e1c l\u00e3i su\u1ea5t cho vay t\u1ea1i t\u1eebng th\u1eddi \u0111i\u1ec3m, b\u1ea1n c\u00f3 th\u1ec3 li\u00ean h\u1ec7 tr\u1ef1c ti\u1ebfp v\u1edbi b\u1ed9 ph\u1eadn ch\u0103m s\u00f3c kh\u00e1ch h\u00e0ng c\u1ee7a BIDV \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n r\u00f5 h\u01a1n.<\/p>\r\n\r\n\r\n\n<div class=\"wp-block-essential-blocks-wrapper  root-eb-wrapper-hruf3\"><div class=\"eb-parent-wrapper eb-parent-eb-wrapper-hruf3 \"><div class=\"eb-wrapper-outer eb-wrapper-hruf3\"><div class=\"eb-wrapper-inner\"><div class=\"eb-wrapper-inner-blocks eb-wrapper-align-center\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:120%\">\n<div class=\"wp-block-essential-blocks-text  root-eb-text-8is13\"><div class=\"eb-parent-wrapper eb-parent-eb-text-8is13 \"><div class=\"eb-text-wrapper eb-text-8is13\" data-id=\"eb-text-8is13\"><p class=\"eb-text\"><strong>G\u1eb7p nhi\u1ec1u tr\u1edf ng\u1ea1i khi vay v\u1ed1n?<\/strong><br><strong>Kh\u00f4ng bi\u1ebft vay g\u00f3i n\u00e0o ph\u00f9 h\u1ee3p?<\/strong><br>AlphaLoan c\u00f3 th\u1ec3 h\u1ed7 tr\u1ee3 b\u1ea1n t\u00ecm kho\u1ea3n vay t\u1ed1i \u01b0u v\u1edbi t\u1ef7 l\u1ec7 duy\u1ec7t cao, gi\u00fap b\u1ea1n ti\u1ebft ki\u1ec7m th\u1eddi gian c\u1ee7a m\u00ecnh.<br><strong>1000+ KH\u00c1CH H\u00c0NG H\u00c0I L\u00d2NG <\/strong>\ud83d\udcaf<\/p><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-essential-blocks-dual-button  root-eb-button-group-aipao\"><div class=\"eb-parent-wrapper eb-parent-eb-button-group-aipao \"><div class=\"eb-button-group-wrapper eb-button-group-aipao preset-2\" data-id=\"eb-button-group-aipao\"><div class=\"eb-button-inner-wrapper \"><a class=\"eb-button-anchor eb-button-one\" href=\"https:\/\/pse.is\/8et785\" target=\"_blank\" rel=\"noopener\"><div class=\"eb-button-text eb-button-one-text\">\u2192 Xem th\u00f4ng tin  <\/div><\/a><\/div><div class=\"eb-button-inner-wrapper \"><a class=\"eb-button-anchor eb-button-two\" href=\"https:\/\/zalo.me\/alphaloanvietnam\" target=\"_blank\" rel=\"noopener\"><div class=\"eb-button-text eb-button-two-text\">\u2192 T\u01b0 v\u1ea5n tr\u1ef1c ti\u1ebfp<\/div><\/a><\/div><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<div class=\"wp-block-essential-blocks-advanced-image  root-eb-advanced-image-70itr\"><div class=\"eb-parent-wrapper eb-parent-eb-advanced-image-70itr \"><figure class=\"eb-advanced-image-wrapper eb-advanced-image-70itr img-style-rounded caption-style-1 caption-horizontal-center caption-vertical-bottom bottom no-effect\" data-id=\"eb-advanced-image-70itr\"><div class=\"image-wrapper\"><img decoding=\"async\" src=\"https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/11\/2.jpg\" alt=\"\"\/><\/div><\/figure><\/div><\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div>\n\r\n\r\n\r\n<figure class=\"wp-block-image aligncenter\"><img decoding=\"async\" width=\"620\" height=\"465\" class=\"wp-image-8468\" src=\"https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/10\/lai-suat-vay-ngan-hang-bidv-3.jpg\" alt=\"s\u1ea3n ph\u1ea9m vay c\u1ee7a ng\u00e2n h\u00e0ng BIDV\" srcset=\"https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/10\/lai-suat-vay-ngan-hang-bidv-3.jpg 620w, https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/10\/lai-suat-vay-ngan-hang-bidv-3-300x225.jpg 300w\" sizes=\"(max-width: 620px) 100vw, 620px\" \/>\r\n<figcaption class=\"wp-element-caption\">L\u00e3i su\u1ea5t gi\u1eefa c\u00e1c s\u1ea3n ph\u1ea9m vay BIDV c\u00f3 s\u1ef1 ch\u00eanh l\u1ec7ch \u0111\u00e1ng k\u1ec3<\/figcaption>\r\n<\/figure>\r\n\r\n\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\">3. C\u00e1c ch\u01b0\u01a1ng tr\u00ecnh \u01b0u \u0111\u00e3i l\u00e3i su\u1ea5t c\u1ee7a ng\u00e2n h\u00e0ng BIDV<\/h2>\r\n\r\n\r\n\r\n<p>\u0110\u1ec3 c\u00f3 th\u1ec3 \u0111\u00e1p \u1ee9ng nhu c\u1ea7u s\u1eed d\u1ee5ng v\u1ed1n ng\u00e0y c\u00e0ng gia t\u0103ng c\u1ee7a kh\u00e1ch h\u00e0ng, BIDV lu\u00f4n c\u00f3 nh\u1eefng ch\u01b0\u01a1ng tr\u00ecnh \u01b0u \u0111\u00e3i l\u00e3i su\u1ea5t \u0111\u1ec3 h\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng ti\u1ebfp c\u1eadn \u0111\u01b0\u1ee3c ngu\u1ed3n v\u1ed1n c\u1ea7n thi\u1ebft. Hi\u1ec7n nay, BIDV ch\u01b0a c\u00f4ng b\u1ed1 c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh khuy\u1ebfn m\u00e3i m\u1edbi cho n\u0103m 2026 n\u00ean AlphaLoan \u0111\u00e3 t\u1ed5ng h\u1ee3p m\u1ed9t s\u1ed1 g\u00f3i \u01b0u \u0111\u00e3i l\u00e3i su\u1ea5t \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng trong n\u0103m 2025 \u0111\u1ec3 b\u1ea1n \u0111\u1ecdc tham kh\u1ea3o:<\/p>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\">3.1. G\u00f3i \u01b0u \u0111\u00e3i l\u00e3i su\u1ea5t vay s\u1ea3n xu\u1ea5t ng\u1eafn h\u1ea1n<\/h3>\r\n\r\n\r\n\r\n<figure class=\"wp-block-table\">\r\n<table class=\"has-fixed-layout\">\r\n<tbody>\r\n<tr>\r\n<td style=\"text-align: center;\"><strong>Th\u1eddi h\u1ea1n vay<\/strong><\/td>\r\n<td style=\"text-align: center;\"><strong>L\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i<\/strong><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\">D\u01b0\u1edbi 3 th\u00e1ng<\/td>\r\n<td style=\"text-align: center;\">T\u1eeb 4.5%\/n\u0103m<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\">T\u1eeb 3 \u0111\u1ebfn 6 th\u00e1ng<\/td>\r\n<td style=\"text-align: center;\">T\u1eeb 5%\/n\u0103m<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\">T\u1eeb 6 \u0111\u1ebfn 9 th\u00e1ng<\/td>\r\n<td style=\"text-align: center;\">T\u1eeb 5.5%\/n\u0103m<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\">T\u1eeb 9 \u0111\u1ebfn 12 th\u00e1ng<\/td>\r\n<td style=\"text-align: center;\">T\u1eeb 6%\/n\u0103m<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<\/figure>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\">3.2. G\u00f3i \u01b0u \u0111\u00e3i l\u00e3i su\u1ea5t vay trung d\u00e0i h\u1ea1n<\/h3>\r\n\r\n\r\n\r\n<figure class=\"wp-block-table\">\r\n<table class=\"has-fixed-layout\">\r\n<tbody>\r\n<tr>\r\n<td style=\"text-align: center;\" rowspan=\"2\"><strong>Th\u1eddi gian c\u1ed1 \u0111\u1ecbnh l\u00e3i su\u1ea5t<\/strong><\/td>\r\n<td style=\"text-align: center;\" colspan=\"2\"><strong>L\u00e3i su\u1ea5t cho vay t\u1ed1i thi\u1ec3u \u00e1p d\u1ee5ng cho t\u1eebng \u0111\u1ecba ph\u01b0\u01a1ng<\/strong><\/td>\r\n<td style=\"text-align: center;\" rowspan=\"2\"><strong>Th\u1eddi gian vay t\u1ed1i thi\u1ec3u \u0111\u1ec3 nh\u1eadn \u01b0u \u0111\u00e3i<\/strong><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\"><strong>H\u00e0 N\u1ed9i v\u00e0 H\u1ed3 Ch\u00ed Minh<\/strong><\/td>\r\n<td style=\"text-align: center;\"><strong>C\u00e1c t\u1ec9nh th\u00e0nh kh\u00e1c<\/strong><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\">06 th\u00e1ng \u0111\u1ea7u ti\u00ean c\u1ee7a kho\u1ea3n vay<\/td>\r\n<td style=\"text-align: center;\">5.5%\/n\u0103m<\/td>\r\n<td style=\"text-align: center;\">5.5%\/n\u0103m<\/td>\r\n<td style=\"text-align: center;\" rowspan=\"2\">36 th\u00e1ng<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\">12 th\u00e1ng \u0111\u1ea7u ti\u00ean c\u1ee7a kho\u1ea3n vay<\/td>\r\n<td style=\"text-align: center;\">6%\/n\u0103m<\/td>\r\n<td style=\"text-align: center;\">6.3%\/n\u0103m<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\">18 th\u00e1ng \u0111\u1ea7u ti\u00ean c\u1ee7a kho\u1ea3n vay<\/td>\r\n<td style=\"text-align: center;\">6.3%\/n\u0103m<\/td>\r\n<td style=\"text-align: center;\">6.6%\/n\u0103m<\/td>\r\n<td style=\"text-align: center;\" rowspan=\"2\">60 th\u00e1ng<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\">24 th\u00e1ng \u0111\u1ea7u ti\u00ean c\u1ee7a kho\u1ea3n vay<\/td>\r\n<td style=\"text-align: center;\">6.5%\/n\u0103m<\/td>\r\n<td style=\"text-align: center;\">6.8%\/n\u0103m<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<\/figure>\r\n\r\n\r\n\r\n<p>Nh\u1eefng ch\u01b0\u01a1ng tr\u00ecnh khuy\u1ebfn m\u00e3i n\u00f3i tr\u00ean ch\u1ec9 l\u00e0 m\u1ed9t trong s\u1ed1 c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh \u0111ang \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng t\u1ea1i th\u1eddi \u0111i\u1ec3m vi\u1ebft b\u00e0i. \u0110\u1ec3 c\u1eadp nh\u1eadt \u0111\u1ea7y \u0111\u1ee7 v\u00e0 ch\u00ednh x\u00e1c c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh \u01b0u \u0111\u00e3i m\u1edbi nh\u1ea5t b\u1ea1n \u0111\u1ecdc n\u00ean theo d\u00f5i ng\u00e2n h\u00e0ng BIDV qua c\u00e1c k\u00eanh th\u00f4ng tin ch\u00ednh th\u1ee9c c\u1ee7a h\u1ecd:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><strong>Website:\u00a0<\/strong>https:\/\/bidv.com.vn\/<\/li>\r\n\r\n\r\n\r\n<li><strong>Fanpage: <a href=\"https:\/\/www.facebook.com\/BIDVbankvietnam\/\" target=\"_blank\" rel=\"noopener\">https:\/\/www.facebook.com\/BIDVbankvietnam\/<\/a><\/strong><\/li>\r\n\r\n\r\n\r\n<li><strong>Email: bidv247@bidv.com.vn<\/strong><\/li>\r\n\r\n\r\n\r\n<li><strong>Hotline: 1900 9247<\/strong><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\">4. C\u00e1ch t\u00ednh ti\u1ec1n l\u00e3i vay ng\u00e2n h\u00e0ng BIDV<\/h2>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\">4.1. T\u00ednh l\u00e3i vay ng\u00e2n h\u00e0ng BIDV theo d\u01b0 n\u1ee3 g\u1ed1c<\/h3>\r\n\r\n\r\n\r\n<p>\u00a0\u0110\u00e2y l\u00e0 ph\u01b0\u01a1ng th\u1ee9c t\u00ednh l\u00e3i d\u1ef1a tr\u00ean s\u1ed1 ti\u1ec1n g\u1ed1c ban \u0111\u1ea7u, kh\u00e1ch h\u00e0ng s\u1ebd tr\u1ea3 m\u1ed9t ti\u1ec1n g\u1ed1c v\u00e0 ti\u1ec1n l\u00e3i c\u1ed1 \u0111\u1ecbnh theo t\u1eebng th\u00e1ng.<\/p>\r\n\r\n\r\n\r\n<p><strong>C\u00f4ng th\u1ee9c t\u00ednh ti\u1ec1n l\u00e3i theo d\u01b0 n\u1ee3 g\u1ed1c:<\/strong><\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><strong>Ti\u1ec1n l\u00e3i h\u00e0ng th\u00e1ng<\/strong> = (S\u1ed1 ti\u1ec1n vay \u00d7 L\u00e3i su\u1ea5t n\u0103m) \u00f7 12<\/li>\r\n\r\n\r\n\r\n<li><strong>Ti\u1ec1n g\u1ed1c h\u00e0ng th\u00e1ng<\/strong> = S\u1ed1 ti\u1ec1n vay \u00f7 S\u1ed1 th\u00e1ng vay<\/li>\r\n\r\n\r\n\r\n<li><strong>Ti\u1ec1n tr\u1ea3 h\u00e0ng th\u00e1ng<\/strong> = Ti\u1ec1n g\u1ed1c h\u00e0ng th\u00e1ng + Ti\u1ec1n l\u00e3i h\u00e0ng th\u00e1ng<\/li>\r\n\r\n\r\n\r\n<li><strong>T\u1ed5ng ti\u1ec1n l\u00e3i<\/strong> = Ti\u1ec1n l\u00e3i h\u00e0ng th\u00e1ng \u00d7 S\u1ed1 th\u00e1ng vay<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p><strong>V\u00ed d\u1ee5: <\/strong>B\u1ea1n vay ng\u00e2n h\u00e0ng BIDV 100 tri\u1ec7u \u0111\u1ed3ng trong th\u1eddi gian 12 th\u00e1ng v\u1edbi l\u00e3i su\u1ea5t 10% n\u0103m.<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><strong>Ti\u1ec1n g\u1ed1c ph\u1ea3i tr\u1ea3 h\u00e0ng th\u00e1ng<\/strong> = 100,000,000 \u00f7 12 \u2248 8,333,333 VN\u0110<\/li>\r\n\r\n\r\n\r\n<li><strong>Ti\u1ec1n l\u00e3i ph\u1ea3i tr\u1ea3 h\u00e0ng th\u00e1ng<\/strong> = (100,000,000 \u00d7 0.1) \u00f7 12 = 833,333 VN\u0110<\/li>\r\n\r\n\r\n\r\n<li><strong> T\u1ed5ng ti\u1ec1n l\u00e3i<\/strong> = 833,333 \u00d7 12 = 10,000,000 VN\u0110<\/li>\r\n\r\n\r\n\r\n<li><strong>T\u1ed5ng ti\u1ec1n ph\u1ea3i tr\u1ea3 h\u00e0ng th\u00e1ng<\/strong> = 8,333,333 + 833,333 = 9,166,666 VN\u0110<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\">4.2. T\u00ednh l\u00e3i vay ng\u00e2n h\u00e0ng BIDV theo d\u01b0 n\u1ee3 gi\u1ea3m d\u1ea7n<\/h3>\r\n\r\n\r\n\r\n<p>Ph\u01b0\u01a1ng ph\u00e1p n\u00e0y t\u00ednh l\u00e3i d\u1ef1a tr\u00ean s\u1ed1 d\u01b0 n\u1ee3 c\u00f2n l\u1ea1i sau m\u1ed7i k\u1ef3 tr\u1ea3 n\u1ee3. S\u1ed1 ti\u1ec1n l\u00e3i m\u00e0 kh\u00e1ch h\u00e0ng ph\u1ea3i tr\u1ea3 h\u00e0ng th\u00e1ng s\u1ebd gi\u1ea3m d\u1ea7n, gi\u00fap gi\u1ea3m t\u1ea3i \u00e1p l\u1ef1c t\u00e0i ch\u00ednh khi v\u1ec1 cu\u1ed1i k\u1ef3 n\u1ee3. \u0110\u00e2y c\u0169ng l\u00e0 ph\u01b0\u01a1ng ph\u00e1p t\u00ednh l\u00e3i th\u01b0\u1eddng \u0111\u01b0\u1ee3c c\u00e1c ng\u00e2n h\u00e0ng \u00e1p d\u1ee5ng cho c\u00e1c kho\u1ea3n vay.<\/p>\r\n\r\n\r\n\r\n<p><strong>C\u00f4ng th\u1ee9c t\u00ednh ti\u1ec1n l\u00e3i theo d\u01b0 n\u1ee3 gi\u1ea3m d\u1ea7n:<\/strong><\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><strong>Ti\u1ec1n g\u1ed1c h\u00e0ng th\u00e1ng<\/strong> = S\u1ed1 ti\u1ec1n vay \u00f7 S\u1ed1 th\u00e1ng vay<\/li>\r\n\r\n\r\n\r\n<li><strong>Ti\u1ec1n l\u00e3i th\u00e1ng th\u1ee9 n<\/strong> = D\u01b0 n\u1ee3 c\u00f2n l\u1ea1i \u00d7 (L\u00e3i su\u1ea5t n\u0103m \u00f7 12)<\/li>\r\n\r\n\r\n\r\n<li><strong>Ti\u1ec1n tr\u1ea3 h\u00e0ng th\u00e1ng<\/strong> = Ti\u1ec1n g\u1ed1c h\u00e0ng th\u00e1ng + Ti\u1ec1n l\u00e3i th\u00e1ng th\u1ee9 n<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p><strong>V\u00ed d\u1ee5:<\/strong> Kho\u1ea3n vay ng\u00e2n h\u00e0ng BIDV 100 tri\u1ec7u \u0111\u1ed3ng v\u1edbi th\u1eddi h\u1ea1n 12 th\u00e1ng \u1edf m\u1ee9c l\u00e3i su\u1ea5t 10%\/n\u0103m th\u00ec t\u1ed5ng s\u1ed1 ti\u1ec1n l\u00e3i h\u00e0ng th\u00e1ng s\u1ebd \u0111\u01b0\u1ee3c ph\u00e2n b\u1ed5 theo nh\u01b0 b\u1ea3ng d\u01b0\u1edbi \u0111\u00e2y:<\/p>\r\n\r\n\r\n\r\n<figure class=\"wp-block-table\">\r\n<table class=\"has-fixed-layout\">\r\n<tbody>\r\n<tr>\r\n<th style=\"text-align: center;\">Th\u00e1ng<\/th>\r\n<th style=\"text-align: center;\">D\u01b0 n\u1ee3 c\u00f2n l\u1ea1i<\/th>\r\n<th style=\"text-align: center;\">Ti\u1ec1n g\u1ed1c<\/th>\r\n<th style=\"text-align: center;\">Ti\u1ec1n l\u00e3i<\/th>\r\n<th style=\"text-align: center;\">Ti\u1ec1n tr\u1ea3 h\u00e0ng th\u00e1ng<\/th>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\">1<\/td>\r\n<td style=\"text-align: center;\">100,000,000<\/td>\r\n<td style=\"text-align: center;\">8,333,333<\/td>\r\n<td style=\"text-align: center;\">833,333<\/td>\r\n<td style=\"text-align: center;\">9,166,666<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\">2<\/td>\r\n<td style=\"text-align: center;\">91,666,667<\/td>\r\n<td style=\"text-align: center;\">8,333,333<\/td>\r\n<td style=\"text-align: center;\">763,889<\/td>\r\n<td style=\"text-align: center;\">9,097,222<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\">3<\/td>\r\n<td style=\"text-align: center;\">83,333,334<\/td>\r\n<td style=\"text-align: center;\">8,333,333<\/td>\r\n<td style=\"text-align: center;\">694,444<\/td>\r\n<td style=\"text-align: center;\">9,027,777<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\">4<\/td>\r\n<td style=\"text-align: center;\">75,000,001<\/td>\r\n<td style=\"text-align: center;\">8,333,333<\/td>\r\n<td style=\"text-align: center;\">625,000<\/td>\r\n<td style=\"text-align: center;\">8,958,333<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\">5<\/td>\r\n<td style=\"text-align: center;\">66,666,668<\/td>\r\n<td style=\"text-align: center;\">8,333,333<\/td>\r\n<td style=\"text-align: center;\">555,556<\/td>\r\n<td style=\"text-align: center;\">8,888,889<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\">6<\/td>\r\n<td style=\"text-align: center;\">58,333,335<\/td>\r\n<td style=\"text-align: center;\">8,333,333<\/td>\r\n<td style=\"text-align: center;\">486,111<\/td>\r\n<td style=\"text-align: center;\">8,819,444<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\">7<\/td>\r\n<td style=\"text-align: center;\">50,000,002<\/td>\r\n<td style=\"text-align: center;\">8,333,333<\/td>\r\n<td style=\"text-align: center;\">416,667<\/td>\r\n<td style=\"text-align: center;\">8,750,000<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\">8<\/td>\r\n<td style=\"text-align: center;\">41,666,669<\/td>\r\n<td style=\"text-align: center;\">8,333,333<\/td>\r\n<td style=\"text-align: center;\">347,222<\/td>\r\n<td style=\"text-align: center;\">8,680,555<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\">9<\/td>\r\n<td style=\"text-align: center;\">33,333,336<\/td>\r\n<td style=\"text-align: center;\">8,333,333<\/td>\r\n<td style=\"text-align: center;\">277,778<\/td>\r\n<td style=\"text-align: center;\">8,611,111<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\">10<\/td>\r\n<td style=\"text-align: center;\">25,000,003<\/td>\r\n<td style=\"text-align: center;\">8,333,333<\/td>\r\n<td style=\"text-align: center;\">208,333<\/td>\r\n<td style=\"text-align: center;\">8,541,666<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\">11<\/td>\r\n<td style=\"text-align: center;\">16,666,670<\/td>\r\n<td style=\"text-align: center;\">8,333,333<\/td>\r\n<td style=\"text-align: center;\">138,889<\/td>\r\n<td style=\"text-align: center;\">8,472,222<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\">12<\/td>\r\n<td style=\"text-align: center;\">8,333,337<\/td>\r\n<td style=\"text-align: center;\">8,333,337*<\/td>\r\n<td style=\"text-align: center;\">69,444<\/td>\r\n<td style=\"text-align: center;\">8,402,781<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<\/figure>\r\n\r\n\r\n\r\n<p>T\u1ed5ng ti\u1ec1n l\u00e3i ph\u1ea3i tr\u1ea3 = T\u1ed5ng c\u00e1c kho\u1ea3n l\u00e3i trong 12 th\u00e1ng \u2248 <strong>5,416,667 VN\u0110<\/strong><\/p>\r\n\r\n\r\n\r\n<p><strong>*L\u01b0u \u00fd:<\/strong> B\u1ea1n \u0111\u1ecdc c\u1ea7n ch\u00fa \u00fd r\u1eb1ng nh\u1eefng kho\u1ea3n vay n\u00f3i tr\u00ean ch\u1ec9 l\u00e0 v\u00ed d\u1ee5 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o \u0111\u1ec3 b\u1ea1n \u0111\u1ecdc c\u00f3 th\u1ec3 h\u00ecnh dung \u0111\u01b0\u1ee3c c\u00e1ch t\u00ednh ti\u1ec1n l\u00e3i ph\u1ea3i tr\u1ea3 h\u1eb1ng th\u00e1ng khi vay v\u1ed1n t\u1ea1i ng\u00e2n h\u00e0ng BIDV. Qu\u00e1 tr\u00ecnh vay v\u1ed1n th\u1ef1c t\u1ebf c\u00f3 th\u1ec3 ph\u00e1t sinh th\u00eam m\u1ed9t v\u00e0i lo\u1ea1i chi ph\u00ed kh\u00e1c. C\u00e1ch duy nh\u1ea5t \u0111\u1ec3 bi\u1ebft ch\u00ednh x\u00e1c chi ph\u00ed v\u00e0 l\u00e3i su\u1ea5t \u00e1p d\u1ee5ng cho t\u1eebng tr\u01b0\u1eddng h\u1ee3p l\u00e0 li\u00ean h\u1ec7 tr\u1ef1c ti\u1ebfp v\u1edbi ph\u00eda ng\u00e2n h\u00e0ng \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n c\u1ee5 th\u1ec3.<\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\">5. M\u1eb9o t\u1ed1i \u01b0u l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng BIDV<\/h2>\r\n\r\n\r\n\r\n<p>\u0110\u1ec3 c\u00f3 th\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee9c l\u00e3i su\u1ea5t vay t\u1ed1t nh\u1ea5t t\u1eeb ng\u00e2n h\u00e0ng BIDV, b\u1ea1n \u0111\u1ecdc c\u00f3 th\u1ec3 \u00e1p d\u1ee5ng m\u1ed9t s\u1ed1 m\u1eb9o sau:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><strong>T\u1ed1i \u01b0u h\u00f3a \u0111i\u1ec3m t\u00edn d\u1ee5ng<\/strong>: \u0110i\u1ec3m t\u00edn d\u1ee5ng l\u00e0 ch\u1ec9 s\u1ed1 c\u1ed1t l\u00f5i quy\u1ebft \u0111\u1ecbnh m\u1ee9c \u0111\u1ed9 \u01b0u \u0111\u00e3i l\u00e3i su\u1ea5t m\u00e0 ng\u00e2n h\u00e0ng cung c\u1ea5p. H\u1ed3 s\u01a1 t\u00edn d\u1ee5ng t\u1ed1t c\u00f3 th\u1ec3 gi\u00fap b\u1ea1n ti\u1ebfp c\u1eadn c\u00e1c kho\u1ea3n vay v\u1edbi l\u00e3i su\u1ea5t th\u1ea5p h\u01a1n.<\/li>\r\n\r\n\r\n\r\n<li><strong>L\u1ef1a ch\u1ecdn th\u1eddi \u0111i\u1ec3m vay h\u1ee3p l\u00fd<\/strong>: L\u00e3i su\u1ea5t vay ch\u1ecbu \u1ea3nh h\u01b0\u1edfng t\u1eeb bi\u1ebfn \u0111\u1ed9ng th\u1ecb tr\u01b0\u1eddng v\u00e0 ch\u00ednh s\u00e1ch ng\u00e2n h\u00e0ng. H\u00e3y t\u1eadn d\u1ee5ng c\u00e1c giai \u0111o\u1ea1n l\u00e3i su\u1ea5t th\u1ea5p, ch\u1eb3ng h\u1ea1n nh\u01b0 khi c\u00f3 c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh khuy\u1ebfn m\u00e3i nh\u00e2n d\u1ecbp l\u1ec5 l\u1edbn \u0111\u1ec3 t\u1ed1i \u01b0u chi ph\u00ed vay.<\/li>\r\n\r\n\r\n\r\n<li><strong>Th\u1ec3 hi\u1ec7n n\u0103ng l\u1ef1c t\u00e0i ch\u00ednh v\u1eefng ch\u1eafc<\/strong>: Ng\u00e2n h\u00e0ng \u0111\u00e1nh gi\u00e1 kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3 d\u1ef1a tr\u00ean thu nh\u1eadp v\u00e0 s\u1ef1 \u1ed5n \u0111\u1ecbnh ngh\u1ec1 nghi\u1ec7p c\u1ee7a b\u1ea1n. Vi\u1ec7c c\u00f3 th\u1ec3 tho\u1ea3i m\u00e1i ch\u1ee9ng minh b\u1ea3n th\u00e2n c\u00f3 m\u1ed9t ngu\u1ed3n thu nh\u1eadp b\u1ec1n v\u1eefng kh\u00f4ng ch\u1ec9 t\u0103ng kh\u1ea3 n\u0103ng \u0111\u01b0\u1ee3c ph\u00ea duy\u1ec7t kho\u1ea3n vay m\u00e0 c\u00f2n c\u00f3 th\u1ec3 gi\u00fap b\u1ea1n \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee9c l\u00e3i su\u1ea5t vay t\u1ed1t nh\u1ea5t.<\/li>\r\n\r\n\r\n\r\n<li><strong>So s\u00e1nh c\u00e1c s\u1ea3n ph\u1ea9m vay gi\u1eefa nhi\u1ec1u ng\u00e2n h\u00e0ng<\/strong>: M\u1ed7i ng\u00e2n h\u00e0ng \u0111\u1ec1u cung c\u1ea5p c\u00e1c g\u00f3i vay v\u1edbi \u0111i\u1ec1u ki\u1ec7n v\u00e0 l\u00e3i su\u1ea5t kh\u00e1c bi\u1ec7t, \u0111\u00e1p \u1ee9ng nhu c\u1ea7u \u0111a d\u1ea1ng c\u1ee7a kh\u00e1ch h\u00e0ng. Vi\u1ec7c nghi\u00ean c\u1ee9u v\u00e0 so s\u00e1nh k\u1ef9 l\u01b0\u1ee1ng gi\u1eefa c\u00e1c s\u1ea3n ph\u1ea9m vay s\u1ebd gi\u00fap b\u1ea1n l\u1ef1a ch\u1ecdn \u0111\u01b0\u1ee3c g\u00f3i vay v\u1edbi chi ph\u00ed ph\u00f9 h\u1ee3p nh\u1ea5t v\u1edbi m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n.<\/li>\r\n\r\n\r\n\r\n<li><strong>\u0110\u00e1nh gi\u00e1 to\u00e0n di\u1ec7n chi ph\u00ed vay<\/strong>: Ngo\u00e0i l\u00e3i su\u1ea5t, c\u00e1c kho\u1ea3n ph\u00ed ph\u00e1t sinh nh\u01b0 ph\u00ed b\u1ea3o hi\u1ec3m kho\u1ea3n vay, ph\u00ed t\u1ea5t to\u00e1n s\u1edbm, ho\u1eb7c ph\u00ed ph\u1ea1t tr\u1ea3 ch\u1eadm c\u00f3 th\u1ec3 l\u00e0m t\u0103ng t\u1ed5ng chi ph\u00ed. Vi\u1ec7c n\u1eafm r\u00f5 c\u00e1c chi ph\u00ed n\u00e0y s\u1ebd gi\u00fap b\u1ea1n \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh vay v\u1ed1n s\u00e1ng su\u1ed1t nh\u1ea5t.<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<figure class=\"wp-block-image aligncenter\"><img decoding=\"async\" width=\"620\" height=\"465\" class=\"wp-image-8467\" src=\"https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/10\/lai-suat-vay-ngan-hang-bidv-2.jpg\" alt=\"kh\u00e1ch h\u00e0ng \u0111\u0103ng k\u00fd vay ng\u00e2n h\u00e0ng BIDV\" srcset=\"https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/10\/lai-suat-vay-ngan-hang-bidv-2.jpg 620w, https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/10\/lai-suat-vay-ngan-hang-bidv-2-300x225.jpg 300w\" sizes=\"(max-width: 620px) 100vw, 620px\" \/>\r\n<figcaption class=\"wp-element-caption\">Kh\u00e1ch h\u00e0ng c\u00f3 kh\u1ea3 n\u0103ng t\u1ed1i \u01b0u l\u00e3i su\u1ea5t vay BIDV<\/figcaption>\r\n<\/figure>\r\n\r\n\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\">L\u1eddi k\u1ebft<\/h2>\r\n\r\n\r\n\r\n<p><em>Tr\u00ean \u0111\u00e2y l\u00e0 t\u1ea5t c\u1ea3 th\u00f4ng tin m\u00e0 Alphaloan \u0111\u00e3 t\u1ed5ng h\u1ee3p \u0111\u01b0\u1ee3c \u0111\u1ec3 chia s\u1ebb cho b\u1ea1n \u0111\u1ecdc v\u1ec1 l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng BIDV. Hi v\u1ecdng b\u00e0i vi\u1ebft n\u00e0y \u0111\u00e3 mang l\u1ea1i nh\u1eefng th\u00f4ng tin h\u1eefu \u00edch v\u00e0 c\u00f3 th\u1ec3 h\u1ed7 tr\u1ee3 b\u1ea1n \u0111\u1ecdc \u0111\u01b0a ra \u0111\u01b0\u1ee3c nh\u1eefng quy\u1ebft \u0111\u1ecbnh vay v\u1ed1n t\u1ed1i \u01b0u cho b\u1ea3n th\u00e2n m\u00ecnh!<\/em><\/p>\r\n","protected":false},"excerpt":{"rendered":"<p>BIDV l\u00e0 m\u1ed9t trong nh\u1eefng ng\u00e2n h\u00e0ng l\u1edbn v\u00e0 \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u01b0\u1eddi tin t\u01b0\u1edfng l\u1ef1a ch\u1ecdn khi c\u00f3 nhu c\u1ea7u vay v\u1ed1n \u0111\u1ec3 gi\u1ea3i quy\u1ebft nhu c\u1ea7u c\u00e1 nh\u00e2n. C\u00f9ng Alphaloan c\u1eadp nh\u1eadt l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng BIDV c\u0169ng nh\u01b0 nh\u1eefng ch\u01b0\u01a1ng tr\u00ecnh \u01b0u \u0111\u00e3i \u0111ang \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng qua b\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":8470,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","rank_math_lock_modified_date":false,"_uag_custom_page_level_css":"","ub_ctt_via":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_themeisle_gutenberg_block_has_review":false,"footnotes":""},"categories":[418],"tags":[440],"class_list":["post-8461","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kien-thuc-vay-von","tag-bidv"],"featured_image_src":"https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/10\/lai-suat-vay-ngan-hang-bidv-cover.jpg","author_info":{"display_name":"May","author_link":"https:\/\/vn.alphaloan.co\/blog\/author\/may\/"},"uagb_featured_image_src":{"full":["https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/10\/lai-suat-vay-ngan-hang-bidv-cover.jpg",1640,924,false],"thumbnail":["https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/10\/lai-suat-vay-ngan-hang-bidv-cover-150x150.jpg",150,150,true],"medium":["https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/10\/lai-suat-vay-ngan-hang-bidv-cover-300x169.jpg",300,169,true],"medium_large":["https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/10\/lai-suat-vay-ngan-hang-bidv-cover-768x433.jpg",768,433,true],"large":["https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/10\/lai-suat-vay-ngan-hang-bidv-cover-1024x577.jpg",1024,577,true],"1536x1536":["https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/10\/lai-suat-vay-ngan-hang-bidv-cover-1536x865.jpg",1536,865,true],"2048x2048":["https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/10\/lai-suat-vay-ngan-hang-bidv-cover.jpg",1640,924,false],"crp_thumbnail":["https:\/\/vn.alphaloan.co\/blog\/wp-content\/uploads\/2025\/10\/lai-suat-vay-ngan-hang-bidv-cover.jpg",35,20,false]},"uagb_author_info":{"display_name":"May","author_link":"https:\/\/vn.alphaloan.co\/blog\/author\/may\/"},"uagb_comment_info":0,"uagb_excerpt":"BIDV l\u00e0 m\u1ed9t trong nh\u1eefng ng\u00e2n h\u00e0ng l\u1edbn v\u00e0 \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u01b0\u1eddi tin t\u01b0\u1edfng l\u1ef1a ch\u1ecdn khi c\u00f3 nhu c\u1ea7u vay v\u1ed1n \u0111\u1ec3 gi\u1ea3i quy\u1ebft nhu c\u1ea7u c\u00e1 nh\u00e2n. C\u00f9ng Alphaloan c\u1eadp nh\u1eadt l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng BIDV c\u0169ng nh\u01b0 nh\u1eefng ch\u01b0\u01a1ng tr\u00ecnh \u01b0u \u0111\u00e3i \u0111ang \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng qua b\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y&hellip;","_links":{"self":[{"href":"https:\/\/vn.alphaloan.co\/blog\/wp-json\/wp\/v2\/posts\/8461"}],"collection":[{"href":"https:\/\/vn.alphaloan.co\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vn.alphaloan.co\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vn.alphaloan.co\/blog\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/vn.alphaloan.co\/blog\/wp-json\/wp\/v2\/comments?post=8461"}],"version-history":[{"count":13,"href":"https:\/\/vn.alphaloan.co\/blog\/wp-json\/wp\/v2\/posts\/8461\/revisions"}],"predecessor-version":[{"id":10047,"href":"https:\/\/vn.alphaloan.co\/blog\/wp-json\/wp\/v2\/posts\/8461\/revisions\/10047"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vn.alphaloan.co\/blog\/wp-json\/wp\/v2\/media\/8470"}],"wp:attachment":[{"href":"https:\/\/vn.alphaloan.co\/blog\/wp-json\/wp\/v2\/media?parent=8461"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vn.alphaloan.co\/blog\/wp-json\/wp\/v2\/categories?post=8461"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vn.alphaloan.co\/blog\/wp-json\/wp\/v2\/tags?post=8461"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}